409 Grasmere Dr, Aberdeen, MD 21001 Property Records

Harford County property record for 409 Grasmere Dr, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,904 sqft · built 1990
Lot Size	0.454 acres (19,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Jan 2002)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-086395`

Property Details

APN / Parcel Number

Primary APN	`02-086395`
Alternative APNs	`2086395` `086395`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,776 sqft (0.454 acres)
Garage Type	Mixed
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	086395
Street Address	409 GRASMERE DR
City	ABERDEEN
State	MD
Zip	21001-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 97 19776 SF 409 GRASMERE DRIVE WINDEMERE EST S2 P 67/75
Legal Subdivision	WINDEMERE ESTATES 02 SEC 02
Legal Lot Number	97
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3006
Census Tract	302801

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 GRASMERE DR, ABERDEEN, MD 21001-1834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2002 · Amount on Record
Deed Sale	Jan 29, 2002 · Amount on Record
Prior Sale	Sep 8, 1998 · Amount on Record
Deed Document Number	2002202
Deed Book / Page	3837 / 522
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jul 3, 2026
Property Address	409 GRASMERE DR, ABERDEEN, MD 21001-1834
Document Number	1720000365
Book / Page	17200 / 365
Instrument Date	Jun 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	409 GRASMERE DR, ABERDEEN, MD 21001-1834

Mortgage

Document Number	1720000365,
Date	Jul 3, 2026
Book Page	17200/365

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,800 (+6.49%) Land $78,400 Building $253,400	$331,800 (-) Land $78,400 Building $253,400
2025	$2,777.00 (+9.42%)	$311,567 (+14.93%)	$331,800 (+22.39%) Land $78,400 Building $253,400
2023		$271,100 Land $78,400 Building $192,700	$271,100 Land $78,400 Building $192,700
2022	$2,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20