Hamilton County property record for 409 Grand Ave, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,839 sqft · built 1894 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Nov 2023) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-0035-0026-00 |
| Primary APN | 177-0035-0026-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,839 sqft Living Area |
| 1st Floor Area | 789 sqft |
| 2nd Floor Area | 717 sqft |
| Attic | Attic |
| Attic Area | 333 sqft |
| Basement Area | 789 sqft |
| Year Built | Built 1894 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 134 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 409 GRAND AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 409 GRAND AVE 50 X 135 LOT 25 MT HOPE SYND SUB |
| Legal Subdivision | MT HOPE SYND SUB |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 9600 |
409 Grand Ave is owned and occupied by an individual who bought it in November 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 GRAND AVE, CINCINNATI, OH 45205-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Aug 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on File |
| Deed Sale | Nov 21, 2023 · Amount on File |
| Prior Sale | Dec 15, 2009 · Amount on File |
| Deed Document Number | 0000082679 |
| Deed Book / Page | 15047 / 1417 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 21, 2023 |
| Property Address | 409 GRAND AVE, CINCINNATI, OH 45205-2223 |
| Document Number | 0000082679 |
| Book / Page | 15047 / 1417 |
| Map Reference | MB 8 PG 43 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023-0082679 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3900 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420 |
| Document Number | 0000082680 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-0082680 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 409 GRAND AVE, CINCINNATI, OH 45205-2223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003834 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 18-0023834 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 409 GRAND AVE, CINCINNATI, OH 45205-2223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000063408 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 13972/01742 |
| Instrument | 2019-0063408 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 409 Grand Ave was $2,630, up 3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 (+3.02%) | $42,515 (-) Land $3,269 Building $39,246 | |
| 2024 | $2,553.00 (-2.15%) | $42,515 (-) Land $3,269 Building $39,246 | |
| 2023 | $2,609.00 (+37.68%) | $42,515 (+53.78%) Land $3,269 Building $39,246 | $121,470 Land $9,340 Building $112,130 |
| 2022 | $1,895.00 Homeowner's exemption | $27,647 Land $2,877 Building $24,770 | |
| 2020 | $78,990 Land $8,220 Building $70,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 Grand Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 Grand Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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