409 Graham Dr, Clearwater, FL 33765 Property Records

Pinellas County property record for 409 Graham Dr, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 1955
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jun 2026)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-2379-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-2379-6`
Alternative APNs	`12-29-15-82674-012-0030` `291512826740120030` `152912826740120030` `R130317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	1,735 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R130317
Street Address	409 GRAHAM DR
City	CLEARWATER
State	FL
Zip	33765-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYCREST TERRACE 2ND ADD BLK L, LOT 3
Legal Range	15E
Legal Township	29S
Legal Section	12
Legal Subdivision	SKYCREST TERRACE 2ND ADD
Legal Tract	82674
Legal Block	L
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1026
Census Tract	26703

Owner

409 Graham Dr is owned and occupied by an individual who bought it in June 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	409 GRAHAM DR, CLEARWATER, FL 33765-2506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage GOLD MORTGAGE INC
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Apr 1, 2008 · Amount on File
Deed Document Number	2026153220
Deed Book / Page	23585 / 1428
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 8, 2026
Property Address	409 GRAHAM DR, CLEARWATER, FL 33765-2506
Document Number	0000153220
Book / Page	23585 / 1428
Instrument Date	Jun 4, 2026
Instrument	2026153220
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 GRAHAM DR, CLEARWATER, FL 33765-2506

Mortgage

Document Number	0000153221,
Date	Jun 8, 2026
Instrument	2026153221

Lender

Name	GOLD MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 8, 2026
Property Address	409 GRAHAM DR, CLEARWATER, FL 33765-2506
Document Number	0235851428
Book / Page	23585 / 1428
Instrument Date	Jun 4, 2026
Instrument	2026153220
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 GRAHAM DR, CLEARWATER, FL 33765-2506

Mortgage

Document Number	0000153221,
Date	Jun 8, 2026
Instrument	2026153221

Lender

Name	MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 409 Graham Dr was $2,125, up 6.3% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+6.25%)	$152,199	$330,049 Land $174,989 Building $155,060
2024	$2,000.00 (+2.46%)
2023	$1,952.00 (+3.66%) Homeowner's exemption	$143,602 (+3%)	$276,176 (+1.57%) Land $175,559 Building $100,617
2022	$1,883.00 Homeowner's exemption	$139,419	$271,915 Land $190,292 Building $81,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Graham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Graham Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

Nearby Properties on Graham Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures