Schenectady County and Schenectady City property record for 409 Gifford Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,749 sqft · built 1970 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Apr 2022) |
| Tax Bill | $7,612 (2026) |
| Deeds & Mortgages | Apr 2022 Sale Jul 2017 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 421500 60.70-2-3 |
| Primary APN | 421500 60.70-2-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,749 sqft Living Area |
| 1st Floor Area | 825 sqft |
| 2nd Floor Area | 924 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 385 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 GIFFORD RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | PT OF 585 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 21802 |
409 Gifford Rd is owned and occupied by two individuals who bought it in April 2022.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 GIFFORD RD, SCHENECTADY, NY 12304-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2022 | Warranty Deed, Transfer |
| Jul 18, 2017 | Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Jun 15, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on File |
| Deed Sale | Apr 25, 2022 · Amount on File |
| Prior Sale | Jul 18, 2017 · Amount on File |
| Deed Document Number | 202221266 |
| Deed Book / Page | 2083 / 340 |
| Prior Transfer Date | Oct 25, 1999 |
| Prior Transfer Doc | 1566000657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 25, 2022 |
| Property Address | 409 GIFFORD RD, SCHENECTADY, NY 12304-3925 |
| Document Number | 0000021266 |
| Book / Page | 2083 / 340 |
| Map Reference | CAB A SL 202-207 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 202221266 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 GIFFORD RD, SCHENECTADY, NY 12304-3925 |
| Name | Verified Name |
|---|---|
| Address | 11784 142ND PL, JAMAICA, NY 11436-1231 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 18, 2017 |
| Property Address | 409 GIFFORD RD, SCHENECTADY, NY 12304-3925 |
| Document Number | 0000032003 |
| Book / Page | 001967 / 000175 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 32003 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount on Record |
|---|---|
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1137 CRANE ST SCHENECTADY NY 123031203, SCHENECTADY, NY 12303-1203 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 15, 2017 |
| Property Address | 409 GIFFORD RD, SCHENECTADY, NY 12304-3925 |
| Document Number | 0000026543 |
| Book / Page | 001964 / 000929 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 26543 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 20, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $464.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386 |
The 2026 property tax bill for 409 Gifford Rd was $7,612, up 1.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,612.00 (+1.75%) | ||
| 2025 | $7,481.00 | $156,000 Land $17,600 Building $138,400 | $258,321 Land $29,144 Building $229,177 |
| 2023 | $156,000 (-) Land $17,600 Building $138,400 | $197,468 (+3.8%) Land $22,278 Building $175,190 | |
| 2022 | $156,000 Land $17,600 Building $138,400 | $190,244 Land $21,463 Building $168,781 | |
| 2021 | $7,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Gifford Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Gifford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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