Monroe County property record for 409 Garfield Ave, Sparta, WI 54656
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.357 acres (15,594 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,000 (Nov 2022) |
| Tax Bill | $3,388 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-01527-0000 |
| Primary APN | 281-01527-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 15,594 sqft (0.357 acres) |
|---|
| Street Address | 409 GARFIELD AVE |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 & 10, BLK. B & N 10' OF VAC ALLEY OF HALDEMAN & WALZ SUBD |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 950400 |
409 Garfield Ave is owned and occupied by an individual who bought it in November 2022.
Source: Monroe County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 GARFIELD AVE, SPARTA, WI 54656-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Warranty Deed, Transfer MONROE CMNTY TITLE, MONROE COUNTY TITLE |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION BANK OF SPARTA |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on File |
| Deed Sale | Nov 10, 2022 · Amount on File |
| Prior Sale | Oct 31, 2017 |
| Deed Document Number | 712092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE WI |
| Recording Date | Nov 10, 2022 |
| Property Address | 409 GARFIELD AVE, SPARTA, WI 54656-1130 |
| Document Number | 0000712092 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 712092 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Title Company | MONROE CMNTY TITLE, MONROE COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $612.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 409 GARFIELD AVE, SPARTA, WI 54656-1130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 683181 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 683181 |
| Name | UNION BANK OF SPARTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE WI |
| Recording Date | Oct 31, 2017 |
| Property Address | 409 GARFIELD AVE, SPARTA, WI 54656-1130 |
| Document Number | 0000669213 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 669213 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 669214 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 669214 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 409 Garfield Ave was $3,388 with a homeowner's exemption.
Source: Monroe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,388.00 Homeowner's exemption | $228,400 Land $35,700 Building $192,700 | $228,200 |
| 2023 | $2,972.00 Homeowner's exemption | $204,000 Land $29,600 Building $174,400 | $200,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jul 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Garfield Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lynxx Networks.
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