Spartanburg County property record for 409 Garden Gate Ct, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,379 sqft · built 2006 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Mar 2019) |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-2500-10631 |
| Primary APN | 5-2500-10631 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,379 sqft Living Area |
| Gross Area | 2,034 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 251 ft deep x 41 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 85 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 92733 |
|---|---|
| Street Address | 409 GARDEN GATE CT |
| City | DUNCAN |
| State | SC |
| Zip | 29334-8874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 93 BRIGHT FARMS SEC 1 PB 158-939 |
| Legal Subdivision | BRIGHT FARMS SEC 01 |
| Legal Lot Number | 93 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | GREER |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 23202 |
409 Garden Gate Ct is owned and occupied by an individual who bought it in March 2019.
Source: Spartanburg County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 409 GARDEN GATE CT, DUNCAN, SC 29334-8874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 1, 2019 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 7, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on File |
| Deed Sale | Mar 1, 2019 · Amount on File |
| Prior Sale | Aug 7, 2017 · Amount on File |
| Deed Document Number | 2019-09502 |
| Deed Book / Page | 122-Y / 0732 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 409 GARDEN GATE CT, DUNCAN, SC 29334-8874 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000009113 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 6021/86 |
| Instrument | 2021-09113 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 409 GARDEN GATE CT, DUNCAN, SC 29334-8874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050649 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017-50649 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 409 GARDEN GATE CT, DUNCAN, SC 29334-8874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006185 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 5756/0377 |
| Instrument | 2020-06185 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Mar 1, 2019 |
| Property Address | 409 GARDEN GATE CT, DUNCAN, SC 29334-8874 |
| Document Number | 0000009502 |
| Book / Page | 122-Y / 0732 |
| Map Reference | MB 158 PG 939 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2019-09502 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 GARDEN GATE CT, DUNCAN, SC 29334-8874 |
| Document Number | 0000009503 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 5577/0651 |
| Instrument | 2019-09503 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Aug 7, 2017 |
| Property Address | 409 GARDEN GATE CT, DUNCAN, SC 29334-8874 |
| Document Number | 0000036444 |
| Book / Page | 00166R / 000868 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 36444 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 GARDEN GATE CT DUNCAN SC 293348874, DUNCAN, SC 29334-8874 |
The 2025 property tax bill for 409 Garden Gate Ct was $1,174, up 0.9% from the year before.
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 (+0.86%) | $7,590 Land $1,473 Building $6,117 | $203,500 Land $39,500 Building $164,000 |
| 2024 | $1,164.00 (+0.61%) | ||
| 2023 | $1,157.00 | $7,590 Land $1,473 Building $6,117 | $203,500 Land $39,500 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Garden Gate Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 Garden Gate Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures