409 Garden Ct, Springfield, KY 40069 Property Records

Washington County property record for 409 Garden Ct, Springfield, KY 40069 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,344 sqft · built 1956
Lot Size0.261 acres (11,375 sqft)
OwnerIndividual Name on File
Last Sale$134,500 (Feb 2026)
Tax Bill$812 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18G-030

Property Details

APN / Parcel Number

Primary APN18G-030
Alternative APN
  • 12315

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Living Area
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,375 sqft (0.261 acres)
Lot Dimensions175 ft deep x 65 ft wide
DrivewayAsphalt Driveway
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number12315
Street Address409 GARDEN CT
CitySPRINGFIELD
StateKY
Zip40069-1170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT-409 GARDEN CT
Legal SubdivisionPLAT OF GARDEN COURT
Legal Lot Number409
JurisdictionWASHINGTON KY
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2017
Census Tract930201

Owner

Source: Washington County records · APN 18G-030

Assessment roll updated November 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 GARDEN CT, SPRINGFIELD, KY 40069-1170
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed, Transfer · Conventional Mortgage
NEIGHBORS BANK
Jul 09, 2019Deed of Trust, Mortgage · Commercial Mortgage
SPRINGFIELD STATE BANK
Jul 09, 2019Cash Sale Deed, Transfer · Commercial Mortgage
SPRINGFIELD STATE BANK
May 17, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2026 · Amount on Record
Deed SaleFeb 03, 2026 · Amount on Record
Prior SaleMar 03, 2025 · Amount on Record
Deed Document Number2026124078
Deed Book / Page392 / 205
Prior Transfer DateFeb 01, 2025
Prior Transfer Doc00D387/502
Record UpdatedJun 08, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON KY
Recording DateFeb 03, 2026
Property Address409 GARDEN CT, SPRINGFIELD, KY 40069-1170
Document Number00D392/205
Book / PageD392 / 205
Instrument DateJan 20, 2026
Instrument124078
Transaction TypeTransfer
Record UpdatedFeb 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$134.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4987 BRUSH GROVE ROAD, SPRINGFIELD, KY 40069

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 GARDEN CT, SPRINGFIELD, KY 40069-1170

Mortgage

Document Number000M355211
DateFeb 03, 2026
InstrumentM355/211
Lender
NameNEIGHBORS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON KY
Property Address409 GARDEN CT, SPRINGFIELD, KY 40069-1170
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0294/0444
DateJul 09, 2019
Book Page0294/0444
Lender
NameSPRINGFIELD STATE BANK
TypeBank
AddressSPRINGFIELD, KY 40069
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2039
Interest
Rate TypeAdjustable Rate

July 2019: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionWASHINGTON KY
Recording DateJul 09, 2019
Property Address409 GARDEN CT, SPRINGFIELD, KY 40069-1170
Document Number0361/0648
Book / Page0361 / 0648
Instrument DateJul 01, 2019
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$70.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1186 CAREY MILL RD, 1186, LAWRENCEBURG, KY 40342-9396

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 BRUSH GROVE RD, WILLISBURG, KY 40078-8067
InvestorPossibly a Property Investor

Mortgage

Document Number00294/0444
DateJul 09, 2019
Book Page0294/0444
Lender
NameSPRINGFIELD STATE BANK
TypeBank
AddressSPRINGFIELD, KY 40069
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2039
Interest
Rate TypeAdjustable Rate

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON KY
Recording DateMay 17, 2017
Property Address409 GARDEN CT, SPRINGFIELD, KY 40069-1170
Document Number00353/0163
Book / Page0353 / 0163
Instrument DateMay 16, 2017
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 GARDEN CT, 409, SPRINGFIELD, KY 40069-1170

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 LAKEVIEW MNR, SPRINGFIELD, KY 40069-8452

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated November 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWashington County
MunicipalitySpringfield City
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$812.00 (+15.83%)$85,000 (+20.57%)$85,000 (+20.57%)
2023$701.00$70,500$70,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (21229C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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