409 Gale Rd, Warwick, MA 01378 Property Records

Franklin County and Warwick Town property record for 409 Gale Rd, Warwick, MA 01378

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,400 sqft · built 1988
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Nov 2025)
Tax Bill	$7,665 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2017 Sale & Mortgage
APN	`3124100000`

Property Details

APN / Parcel Number

Primary APN	`3124100000`
Alternative APNs	`WARW M:410.0 B:0000 L:0010.2` `M:410.0 B:0000 L:0010.B` `3124100000000102`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,400 sqft Living Area
Gross Area	5,974 sqft
1st Floor Area	2,268 sqft
Basement Area	2,172 sqft
Unfinished Basement	2,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3124100000000102
Street Address	409 GALE RD
City	WARWICK
State	MA
Zip	01378-7820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	10.2
Jurisdiction	WARWICK MA
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1074
Census Tract	40400

Owner

Source: Franklin County and Warwick Town records · APN 3124100000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 GALE RD, WARWICK, MA 01378-7820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LOANSTEADY LLC
Dec 05, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Dec 05, 2017 · Amount on Record
Deed Document Number	202510870
Deed Book / Page	8571 / 199
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK MA
Recording Date	Nov 24, 2025
Property Address	409 GALE RD, WARWICK, MA 01378-7820
Document Number	008571-199
Book / Page	8571 / 199
Instrument Date	Nov 24, 2025
Instrument	10870
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 GALE RD, WARWICK, MA 01378-7820

Mortgage

Document Number	0000010871
Date	Nov 24, 2025
Instrument	10871

Lender

Name	LOANSTEADY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK MA
Recording Date	Dec 05, 2017
Property Address	409 GALE RD, WARWICK, MA 01378-7820
Document Number	7132-80
Book / Page	007132 / 000080
Instrument Date	Nov 27, 2017
Instrument	13440
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 JERRIDGE LN CHELMSFORD MA 018244404, CHELMSFORD, MA 01824-4404

Mortgage

Document Number	7132-84
Date	Dec 05, 2017
Book Page	007132/000084
Instrument	13441

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 04, 2047

Tax Assessment & Valuation

Source: Franklin County and Warwick Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Warwick Town
Elementary School District	Warwick School District (PK - 06)
Secondary School District	Pioneer Valley School District in Warwick (7-12) (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,665.00 (+5.93%)	$431,100 (-1.4%) Land $28,600 Building $402,500
2024	$7,236.00 (+16.26%)	$437,200 (+41.26%) Land $28,600 Building $408,600	$522,405
2023	$6,224.00	$309,500 Land $28,600 Building $280,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gale Rd

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