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409 Gaddy Rd, Marion, NC 28752 Property Records

McDowell County property record for 409 Gaddy Rd, Marion, NC 28752 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,016 sqft · built 2018
Lot Size0.967 acres (42,143 sqft)
OwnerIndividual Name on File
Tax Bill$1,520 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1701-20-89-0958

Property Details

APN / Parcel Number

Primary APN1701-20-89-0958
Alternative APNs
  • 68528
  • 82473

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,016 sqft Heated Area
Gross Area2,040 sqft
1st Floor Area2,016 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area42,143 sqft (0.967 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number82473
Street Address409 GADDY RD
CityMARION
StateNC
Zip28752-2831
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description1.00 AC GREENE SURVEY 5/25/2010
Legal SubdivisionSURVEY FOR TRIPLE A INVESTORS LLC
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group1
Census Block1035
Census Tract970500

Owner

Source: McDowell County records · APN 1701-20-89-0958

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 GADDY RD, MARION, NC 28752-2831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 15, 2024
Transfer Doc0014770678
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address409 GADDY RD, MARION, NC 28752-2831
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013450940
DateMar 17, 2021
Book Page1345/940
Instrument2021001728
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,520.00 (+3.4%)$212,770 (-) Land $25,000 Building $187,770
2023$1,470.00$212,770 Land $25,000 Building $187,770$212,770 Land $25,000 Building $187,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA3 of 13
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SkyrunnerFixed Wireless (unlicensed)500 / 250
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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