Garfield County property record for 409 Francis St, Enid, OK 73703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,878 sqft · built 1970 |
| Lot Size | 0.236 acres (10,299 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,500 (Sep 2019) |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13382 |
| Primary APN | 13382 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,878 sqft Living Area |
| 1st Floor Area | 2,878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,299 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 1,400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 1,260 sqft |
| Porch | Slab |
| Porch Area | 256 sqft |
| Patio Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13382 |
|---|---|
| Street Address | 409 FRANCIS ST |
| City | ENID |
| State | OK |
| Zip | 73703-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLOCK 4 SD-E57 NEILSON PLACE 5TH ADDN SW/4 11-22-7 |
| Legal Range | 07W |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | NEILSON PLACE 5TH |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | ENID |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1402 |
Source: Garfield County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 FRANCIS ST, ENID, OK 73703-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage GREAT PLAINS NATIONAL BANK |
| Mar 6, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GREAT PLAINS NATIONAL BANK |
| Sep 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage ACB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on Record |
| Deed Sale | Sep 13, 2019 · Amount on Record |
| Prior Sale | Jun 23, 2015 · Amount on Record |
| Deed Book / Page | 2449 / 138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 409 FRANCIS ST, ENID, OK 73703-4931 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 409 FRANCIS ST, ENID, OK 73703-4931 |
| Document Number | 002563/758 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 2563/758 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ENID, OK 73702 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 409 FRANCIS ST, ENID, OK 73703-4931 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002471/370 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 2471/370 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ENID, OK 73701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Sep 13, 2019 |
| Property Address | 409 FRANCIS ST, ENID, OK 73703-4931 |
| Document Number | 02449/0138 |
| Book / Page | 2449 / 0138 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | ENID TITLE AND CLOSING, ENID TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 FRANCIS ST, ENID, OK 73703-4931 |
| Document Number | 0024490139 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 2449/0139 |
| Name | ACB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Enid City |
| Unified School District | Enid Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,789 (+5%) Land $2,625 Building $35,164 | $302,316 (+5%) Land $21,000 Building $281,316 | |
| 2025 | $3,886.00 (+3.08%) | $35,990 (+0.74%) Land $2,500 Building $33,490 | $287,920 (-) Land $20,000 Building $267,920 |
| 2023 | $3,770.00 | $35,725 Land $2,500 Building $33,225 | $287,920 Land $20,000 Building $267,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENID serves 49,347 people · EPA ID OK2002412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures