409 Foxtrace Ln, Hubert, NC 28539 Property Records

Onslow County property record for 409 Foxtrace Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,286 sqft · built 1992
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Jan 2026)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1308E-248`

Property Details

APN / Parcel Number

Primary APN	`1308E-248`
Alternative APNs	`0490816000` `445541000` `490816000` `050700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490816000
Old Parcel Number	1308E 248,
Street Address	409 FOXTRACE LN
City	HUBERT
State	NC
Zip	28539-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L5 S2 P1 BF FOXTRACE 858/248 1012/200
Legal Subdivision	FOXTRACE BLOCK F PH1 SEC2
Legal Block	F
Legal Lot Number	5
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2803

Owner

Source: Onslow County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	409 FOXTRACE LN, HUBERT, NC 28539-4485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 30, 2026	Warranty Deed, Transfer · VA Mortgage KIND LENDING LLC
Nov 28, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 6, 2018	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
May 1, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	0006518862
Deed Book / Page	6518 / 862
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	409 FOXTRACE LN, HUBERT, NC 28539-4485
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0054230680
Date	Mar 31, 2021
Book Page	5423/680

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Dec 1, 2048

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 30, 2026
Property Address	409 FOXTRACE LN, HUBERT, NC 28539-4485
Document Number	0065180862
Book / Page	6518 / 862
Map Reference	MB 27 PG 217
Instrument Date	Jan 8, 2026
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FOXTRACE LN, HUBERT, NC 28539-4485

Mortgage

Document Number	0006518866
Date	Jan 30, 2026
Instrument	6518/866

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 28, 2022
Property Address	409 FOXTRACE LN, HUBERT, NC 28539-4485
Document Number	0058770502
Book / Page	5877 / 502
Map Reference	MB 27 PG 217
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FOXTRACE LN, HUBERT, NC 28539-4485

Mortgage

Document Number	0005877506
Date	Nov 28, 2022
Instrument	5877-506

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 6, 2018
Property Address	409 FOXTRACE LN, HUBERT, NC 28539-4485
Document Number	0048570758
Book / Page	4857 / 758
Map Reference	MB27 SL F-85
Instrument Date	Oct 10, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8309 SIX FORKS RD # RD207, 8309, RALEIGH, NC 27615-2096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FOXTTACE LN, HUBERT, NC 28539-4485
Investor	Possibly a Property Investor

Mortgage

Document Number	0048570761
Date	Nov 6, 2018
Book Page	4857/761

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	May 1, 2018
Property Address	409 FOXTRACE LN, HUBERT, NC 28539-4485
Document Number	0047720728
Book / Page	004772 / 000728
Instrument Date	Mar 29, 2018
Transaction Type	Foreclosure
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$185.54
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12321 CILCAIN CT RALEIGH NC 276148957, RALEIGH, NC 27614-8957

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00	$171,165 (-) Land $40,000 Building $131,165	$171,165 (-) Land $40,000 Building $131,165
2023	$1,121.00	$171,165 Land $40,000 Building $131,165	$171,165 Land $40,000 Building $131,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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