409 Forest St, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 409 Forest St, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,548 sqft · built 1966
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Jul 2025)
Tax Bill	$10,761 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00198-0000-00032-02`

Property Details

APN / Parcel Number

Primary APN	`07-00198-0000-00032-02`
Alternative APNs	`07001980000000320002` `0700198000000032B`

Interior

Stories	2 Stories
Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0700198000000032B
Street Address	409 FOREST ST
City	KEARNY
State	NJ
Zip	07032-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	NORTH JERSEY LAND CO & FULLER
Legal Block	198
Legal Lot Number	32.2
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	3
Census Block	3000
Census Tract	12700

Owner

409 Forest St is owned and occupied by two individuals who bought it in July 2025.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 FOREST ST, KEARNY, NJ 07032-3515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Sep 18, 2017	Grant Deed, Transfer · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Sep 18, 2017 · Amount on File
Deed Document Number	202510056240
Deed Book / Page	9916 / 278
Prior Transfer Date	Apr 22, 2009
Prior Transfer Doc	8661000513
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	409 FOREST ST, KEARNY, NJ 07032-3515
Document Number	0060140460
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	TOWN TITLE AGENCY LLC, TOWN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FOREST ST KEARNY NJ 070323515, KEARNY, NJ 07032-3515

Mortgage

Document Number	0060140460
Date	Oct 14, 2020
Book Page	019721/000064
Instrument	60140460

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 13, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Sep 18, 2017
Property Address	409 FOREST ST, KEARNY, NJ 07032-3515
Document Number	0010108340
Book / Page	009237 / 000933
Instrument Date	Aug 28, 2017
Instrument	10108340
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 FOREST ST KEARNY NJ 070323515, KEARNY, NJ 07032-3515

Mortgage

Document Number	60122110
Date	Sep 18, 2017
Book Page	019032/000115
Instrument	60122110

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 409 Forest St was $10,761, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,200 (-) Land $17,500 Building $81,700	$99,200 (-) Land $17,500 Building $81,700
2025	$10,761.00 (+1.34%)	$99,200 Land $17,500 Building $81,700	$99,200 Land $17,500 Building $81,700
2024	$10,619.00
2023		$99,200 Land $17,500 Building $81,700	$99,200 Land $17,500 Building $81,700
2022	$10,457.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Forest St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Forest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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