409 Forest Ln, Salisbury, MD 21801 Property Records

Wicomico County property record for 409 Forest Ln, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,722 sqft · built 1952
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2021)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-025363`

Property Details

APN / Parcel Number

Primary APN	`13-025363`
Alternative APN	`025363`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,722 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	169 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025363
Street Address	409 FOREST LN
City	SALISBURY
State	MD
Zip	21801-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BL-A L-3 8,407 SQFT 409 FOREST LANE DR FOREST LANE PLAT
Legal Subdivision	DEVELOPMENT FRST LANE DRIVE
Legal Block	A
Legal Lot Number	3
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	3
Census Block	3019
Census Tract	400

Owner

409 Forest Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 FOREST LN, SALISBURY, MD 21801-6104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Oct 7, 2021	Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW
Mar 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHR FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Feb 24, 2017 · Amount on File
Deed Book / Page	4955 / 43
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	409 FOREST LN, SALISBURY, MD 21801-6104
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050770094
Date	Apr 11, 2022
Book Page	5077/94

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 7, 2021
Property Address	409 FOREST LN, SALISBURY, MD 21801-6104
Document Number	0049550043
Book / Page	4955 / 43
Map Reference	LB 1 FO 1
Instrument Date	Oct 1, 2021
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 FOREST LN, SALISBURY, MD 21801-6104

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	409 FOREST LN, SALISBURY, MD 21801-6104
Document Number	0041400247
Book / Page	004140 / 000247
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 FOREST LN SALISBURY MD 218016104, SALISBURY, MD 21801-6104

Mortgage

Document Number	0041400247
Date	Mar 17, 2017
Book Page	004140/000247

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21803-4248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 409 Forest Ln was $2,316 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,867	$328,200 Land $33,800 Building $294,400
2025	$2,316.00 Homeowner's exemption
2023	$2,247.00	$225,267	$255,200 Land $33,800 Building $221,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Forest Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1998–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Forest Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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