409 Forest Dr, Kirkland, IL 60146 Property Records

DeKalb County property record for 409 Forest Dr, Kirkland, IL 60146

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2021)
Tax Bill	$8,188 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-426-021`

Property Details

APN / Parcel Number

Primary APN	`01-26-426-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Account Number	0126426021
Street Address	409 FOREST DR
City	KIRKLAND
State	IL
Zip	60146-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 - COUNTRY MEADOWS - PHASE THREE
Legal Subdivision	COUNTRY MEADOWS - PHASE THREE
Legal Phase	3
Legal Lot Number	46
Jurisdiction	DE KALB IL
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2036
Census Tract	200

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 FOREST DR, KIRKLAND, IL 60146-8842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Administrator's Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jun 2, 2021	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	20217176
Prior Transfer Date	Mar 16, 2021
Prior Transfer Doc	0000007175
Record Updated	Jun 8, 2026

June 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 2, 2021
Property Address	409 FOREST DR, KIRKLAND, IL 60146-8842
Document Number	0000007176
Map Reference	DOC 2002023910
Instrument Date	May 10, 2021
Instrument	2021007176
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 FOREST DR, KIRKLAND, IL 60146-8842

Mortgage

Document Number	0000007177
Date	Jun 2, 2021
Instrument	2021007177

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Jun 2, 2021
Property Address	409 FOREST DR, KIRKLAND, IL 60146-8842
Document Number	0000007175
Map Reference	DOC 2002023910
Instrument Date	Mar 16, 2021
Instrument	2021007175
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FOREST DR, KIRKLAND, IL 60146-8842

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Franklin Township
Municipality	Kirkland Village
Unified School District	Hiawatha Community Unit School District 426 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,769 (+17.36%) Land $16,117 Building $83,652	$299,307 (+17.36%) Land $48,351 Building $250,956
2024	$8,188.00
2023		$85,008 Land $13,732 Building $71,276	$255,024 Land $41,196 Building $213,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1996–2010)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jul 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKLAND serves 1,650 people · EPA ID IL0370300
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirCell Fiber · Fixed Wireless	1,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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