Montgomery County property record for 409 Floyd St, Blacksburg, VA 24060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,364 sqft · built 1987 |
| Lot Size | 0.486 acres (21,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,000 (Jan 1987) |
| Tax Bill | $4,254 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-12 31 |
| Primary APN | 041-12 31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,364 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 21,170 sqft (0.486 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 026459 |
|---|---|
| Street Address | 409 FLOYD ST |
| City | BLACKSBURG |
| State | VA |
| Zip | 24060-5070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CEDAR ORCHARD PH I LOT 31 |
| Legal Subdivision | CEDAR ORCH |
| Legal Phase | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | MONTGOMERY VA |
| Township / Civil Division | A-01 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20600 |
409 Floyd St is owned and occupied by two individuals who bought it in January 1987.
Source: Montgomery County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 FLOYD ST, BLACKSBURG, VA 24060-5070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1987 · Amount on File |
| Deed Sale | Jan 1, 1987 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY VA |
| Property Address | 409 FLOYD ST, BLACKSBURG, VA 24060-5070 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 409 FLOYD ST, BLACKSBURG, VA 24060-5070 |
| Document Number | 2025005289 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025005289 |
| Name | FREEDOM FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | ROANOKE, VA 24019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 409 Floyd St was $4,254.
Source: Montgomery County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,254.00 | $525,200 Land $120,000 Building $405,200 | $525,200 Land $120,000 Building $405,200 |
| 2023 | $3,676.00 | $525,200 Land $120,000 Building $405,200 | $525,200 Land $120,000 Building $405,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Floyd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Floyd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BLACKSBURG serves 34,578 people · EPA ID VA1121052 |
|---|---|
| Water Source | Purchased surface water from NRV REGIONAL WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Glo Fiber, T-Mobile.
5G (outdoors only) and 4G LTE
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