409 Fitch Ave, Lehigh Acres, FL 33972 Property Records

Lee County property record for 409 Fitch Ave, Lehigh Acres, FL 33972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,039 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$46,500 (Feb 2017)
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`25-44-27-03-00010.0170`

Property Details

APN / Parcel Number

Primary APN	`25-44-27-03-00010.0170`
Alternative APNs	`25-44-27-L3-03010.0170` `272544L3030100170` `10383721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,039 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	2,003 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	140 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10383721
Street Address	409 FITCH AVE
City	LEHIGH ACRES
State	FL
Zip	33972-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 3 BLK 10 DB 263 PG 352 LOTS 8 + 17
Legal Range	27E
Legal Township	44S
Legal Section	25
Legal Subdivision	LEHIGH ACRES
Legal Tract	03
Legal Block	10
Legal Lot Number	8,17
Legal Unit	3
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1053
Census Tract	40209

Owner

409 Fitch Ave is owned and occupied by two individuals who bought it in February 2017.

Source: Lee County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 FITCH AVE, LEHIGH ACRES, FL 33972-4710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Oct 17, 2019	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Feb 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2017 · Amount on File
Deed Sale	Feb 8, 2017 · Amount on File
Prior Sale	Feb 3, 2010 · Amount on File
Deed Document Number	201728432
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	409 FITCH AVE, LEHIGH ACRES, FL 33972-4710
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FITCH AVE, LEHIGH ACRES, FL 33972-4710

Mortgage

Document Number	0000281216
Date	Aug 23, 2023
Instrument	2023000281216

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	409 FITCH AVE, LEHIGH ACRES, FL 33972-4710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003904
Date	Jan 5, 2017
Instrument	2017000003904

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	419 Months
Due	Dec 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	409 FITCH AVE, LEHIGH ACRES, FL 33972-4710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240716
Date	Oct 17, 2019
Instrument	2019000240716

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Feb 8, 2017
Property Address	409 FITCH AVE, LEHIGH ACRES, FL 33972-4710
Document Number	0000028432
Instrument Date	Feb 8, 2017
Instrument	28432
Transaction Type	Transfer
Record Updated	Feb 20, 2017

Transaction

Amount	Amount on Record
Tax	$1,025.50
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FITCH AVE LEHIGH ACRES FL 339724710, LEHIGH ACRES, FL 33972-4710

Tax Assessment & Valuation

The 2025 property tax bill for 409 Fitch Ave was $2,361 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,948 (+2.7%)	$281,663 (-3.59%) Land $28,527 Building $253,136
2025	$2,361.00 Homeowner's exemption	$149,901	$292,150 Land $35,272 Building $256,878
2023	$2,195.00 (+8.29%) Homeowner's exemption	$141,433 (+3%)	$244,604 (-23.33%) Land $24,694 Building $219,910
2022	$2,027.00 Homeowner's exemption	$137,314	$319,035 Land $17,158 Building $301,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Fitch Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Fitch Ave is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Streamline Internet, Verizon, Xfinity.

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