409 First St, Tavares, FL 32778 Property Records

Lake County property record for 409 First St, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,122 sqft · built 1962
Lot Size0.213 acres (9,284 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Nov 2021)
Tax Bill$822 (2024)
Deeds & MortgagesJul 2022 Transfer
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-19-26-0200-000-02900

Property Details

APN / Parcel Number

Primary APN20-19-26-0200-000-02900
Alternative APN
  • 1688728

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,122 sqft Living Area
1st Floor Area972 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialTar & Gravel
Lot Area9,284 sqft (0.213 acres)
Lot Dimensions110 ft deep x 85 ft wide
Garage TypeFinished
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1688728
Street Address409 FIRST ST
CityTAVARES
StateFL
Zip32778-2142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAVARES NORTH LAKEWOOD PARK 1ST ADD LOT 29 PB 14 PG 53 ORB 5837 PG 2061 ORB 5988 PG 2299
Legal Range26E
Legal Township19S
Legal Section20
Legal SubdivisionLAKEWOOD
Legal Tract200
Legal Lot Number29
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2044
Census Tract30803

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address409 FIRST ST, TAVARES, FL 32778-2142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Intrafamily Transfer, Transfer
Nov 16, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Jul 19, 2021Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Prior SaleNov 16, 2021 · Amount on Record
Deed Document Number0058372061
Deed Book / Page5837 / 2061
Last Transfer DateJul 8, 2022
Transfer Doc0059882299
Record UpdatedJun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateJul 8, 2022
Property Address409 FIRST ST, TAVARES, FL 32778-2142
Document Number0059882299
Book / Page5988 / 2299
Map ReferenceMB 14 PG 53
Instrument DateJun 28, 2022
Instrument2022093878
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address409 FIRST ST, TAVARES, FL 32778-2142

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 FIRST ST, TAVARES, FL 32778-2142

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 16, 2021
Property Address409 FIRST ST, TAVARES, FL 32778-2142
Document Number0058372061
Book / Page5837 / 2061
Map ReferenceMB 14 PG 53
Instrument DateNov 8, 2021
Instrument2021158736
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 FIRST ST, TAVARES, FL 32778-2142

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 19, 2021
Property Address409 FIRST ST, TAVARES, FL 32778-2142
Document Number0057532214
Book / Page5753 / 2214
Map ReferenceMB 14 PG 53
Instrument DateJul 14, 2021
Instrument2021098858
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,556.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 KEY WEST CT, LEESBURG, FL 34788-8616

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,710 (+5.98%)$210,536 (+1.62%) Land $104,000 Building $106,536
2024$822.00 (+7.31%)
2023$766.00 (+3.93%) Homeowner's exemption$81,820 (+2.99%)$207,182 (+35.16%) Land $104,000 Building $103,182
2022$737.00 Homeowner's exemption$79,442$153,282 Land $50,100 Building $103,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2003–2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAVARES WATER DEPARTMENT (4 WPS)
serves 22,007 people · EPA ID FL3351333
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on First St

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