409 Evergreen Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 409 Evergreen Ave, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,924 sqft · built 2021
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$838,000 (Dec 2019)
Tax Bill	$21,205 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00079-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`08-00079-0000-00010`
Alternative APNs	`080007900010` `26`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	832 sqft
Basement Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	26
Street Address	409 EVERGREEN AVE
City	BRADLEY BEACH
State	NJ
Zip	07720-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	79
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	3
Census Block	3019
Census Tract	808201

Owner

409 Evergreen Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 16, 2020	Deed of Trust, Construction Loan · Construction Mortgage US BK
Dec 3, 2019	Grant Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Jan 11, 1995 · Amount on File
Deed Document Number	2019114415
Deed Book / Page	9382 / 7867
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	409 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096120091
Date	Aug 23, 2022
Book Page	9612/91
Instrument	2022086846

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2042

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 16, 2020
Property Address	409 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134
Document Number	0000063945
Book / Page	009420 / 009773
Instrument Date	May 27, 2020
Instrument	63945
Transaction Type	Construction Loan
Record Updated	Aug 18, 2020
Title Company	COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 EVERGREEN AVE BRADLEY BEACH NJ 077201134, BRADLEY BEACH, NJ 07720-1134

Mortgage

Document Number	0000063945
Date	Jun 16, 2020
Book Page	009420/009773
Instrument	63945

Lender

Name	US BK
Type	Bank
Address	4801 IREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 3, 2019
Property Address	409 EVERGREEN AVE, BRADLEY BEACH, NJ 07720-1134
Document Number	0000114415
Book / Page	009382 / 007867
Instrument Date	Nov 13, 2019
Instrument	114415
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 EVERGREEN AVE BRADLEY BEACH NJ 077201134, BRADLEY BEACH, NJ 07720-1134

Mortgage

Document Number	114416
Date	Dec 3, 2019
Book Page	009382/007891
Instrument	114416

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 409 Evergreen Ave was $21,205, up 2.4% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,507,400 (+4.65%) Land $1,014,000 Building $1,493,400	$2,507,400 (+4.65%) Land $1,014,000 Building $1,493,400
2025	$21,205.00 (+2.39%)	$2,396,000 Land $930,900 Building $1,465,100	$2,396,000 Land $930,900 Building $1,465,100
2024	$20,711.00
2023		$1,968,200 Land $778,500 Building $1,189,700	$1,968,200 Land $778,500 Building $1,189,700
2022	$18,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Evergreen Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 units insured incl. 26 condo units
Nearby Flood Claims	20 (2005–2023)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Evergreen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Evergreen Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures