409 Esmond Dr, Utica, IL 61373 Property Records

LaSalle County property record for 409 Esmond Dr, Utica, IL 61373

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,896 sqft · built 2000
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Nov 2019)
Tax Bill	$7,576 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-08-310-005`

Property Details

APN / Parcel Number

Primary APN	`19-08-310-005`
Alternative APN	`17-08-307-007`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,896 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	27,878 sqft (0.64 acres)

Location & Zoning

Street Address	409 ESMOND DR
City	UTICA
State	IL
Zip	61373-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK BLUFF ESTATES UNIT 6, LT 2 & N35' LT 1 SEC 8-33-2
Legal Range	02
Legal Township	33
Legal Section	08
Legal Subdivision	OAK BLUFF ESTATES UNIT 6
Legal Lot Number	2-1
Legal Unit	6
Jurisdiction	LASALLE IL
Township / Civil Division	UTICA
Census Block Group	4
Census Block	4024
Census Tract	962200

Owner

409 Esmond Dr is owned and occupied by two individuals who acquired it in March 2021.

Source: LaSalle County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 ESMOND DR, UTICA, IL 61373-9585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage PERU FSB
Mar 19, 2021	Intrafamily Transfer, Transfer
Apr 22, 2021	Intrafamily Transfer, Transfer
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LASALLE STATE BANK
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage PERU FSB
Oct 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	201916168
Last Transfer Date	Mar 17, 2021
Transfer Doc	202106231
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Recording Date	Jun 25, 2026
Property Address	409 ESMOND DR, UTICA, IL 61373-9585
Document Number	0000006308
Instrument Date	Jun 18, 2026
Instrument	20266308
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	409 ESMOND DR, UTICA, IL 61373-9585
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006308,
Date	Jun 25, 2026
Instrument	20266308

Lender

Name	PERU FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 18, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Mar 19, 2021
Property Address	409 ESMOND DR, UTICA, IL 61373-9585
Document Number	202104275
Instrument Date	Mar 17, 2021
Instrument	2021-04275
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 ESMOND DR, UTICA, IL 61373-9585

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Apr 22, 2021
Property Address	409 ESMOND DR, UTICA, IL 61373-9585
Document Number	202106231
Instrument Date	Mar 17, 2021
Instrument	2021-06231
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 ESMOND DR, UTICA, IL 61373-9585

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	409 ESMOND DR, UTICA, IL 61373-9585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201913952
Date	Oct 21, 2019
Instrument	201913952

Lender

Name	LASALLE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 25, 2019
Property Address	409 ESMOND DR, UTICA, IL 61373-9585
Document Number	201916168
Instrument Date	Nov 22, 2019
Instrument	201916168
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 ESMOND DR, UTICA, IL 61373-9585

Mortgage

Document Number	201916169
Date	Nov 25, 2019
Instrument	201916169

Lender

Name	PERU FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 29, 2018
Property Address	409 ESMOND DR, UTICA, IL 61373-9585
Document Number	201814526
Instrument Date	Oct 22, 2018
Instrument	201814526
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Tax	$16.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 ESMOND DR, UTICA, IL 61373-9585

Tax Assessment & Valuation

The 2025 property tax bill for 409 Esmond Dr was $7,576, up 2.8% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Utica Township
Municipality	North Utica Village
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Waltham Community Consolidated School District 185 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,576.00 (+2.75%)	$93,400 (+3.12%) Land $11,061 Building $82,339	$280,200 (+3.12%) Land $33,183 Building $247,017
2024	$7,373.00	$90,574 (+13.21%) Land $10,726 Building $79,848	$271,722 (+13.21%) Land $32,178 Building $239,544
2023		$80,005 (-8.14%) Land $9,474 Building $70,531	$240,015 (-8.14%) Land $28,422 Building $211,593
2022		$87,092 Land $9,077 Building $78,015	$261,276 Land $27,231 Building $234,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Esmond Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	16 (1996–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Esmond Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH UTICA serves 1,323 people · EPA ID IL0990650
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Aug 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IVNet.

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