409 Eric Ln, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 409 Eric Ln, Northvale, NJ 07647

Property Summary

Property Type	Single Family Home
Details	1,318 sqft · built 1965
Lot Size	0.292 acres (12,702 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2017)
Tax Bill	$13,003 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00704-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`40-00704-0000-00003`
Alternative APN	`400070400003`

Interior

Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	12,702 sqft (0.292 acres)
Lot Dimensions	127 ft deep x 100 ft wide

Location & Zoning

Street Address	409 ERIC LN
City	NORTHVALE
State	NJ
Zip	07647-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Description	100X127 1LT (508,2)
Legal Subdivision	MONTROSE GARDENS
Legal Block	704
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	NORTHVALE
Census Block Group	4
Census Block	4018
Census Tract	2200

Owner

Source: Bergen County and Northvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 ERIC LN, NORTHVALE, NJ 07647-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	201719643
Deed Book / Page	2552 / 1007
Record Updated	Sep 20, 2026

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 3, 2017
Property Address	409 ERIC LN, NORTHVALE, NJ 07647-1109
Document Number	0025521007
Book / Page	02552 / 1007
Instrument Date	Jan 27, 2017
Instrument	17-019643
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 ERIC LN, 409, NORTHVALE, NJ 07647-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 ERIC LN, NORTHVALE, NJ 07647-1109

Mortgage

Document Number	0025521014
Date	Mar 3, 2017
Book Page	02552/1014
Instrument	17-019643.01

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Northvale Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Northvale Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$680,500 (+74.17%) Land $466,600 Building $213,900	$680,500 (+74.17%) Land $466,600 Building $213,900
2025	$13,003.00 (+3.94%)	$390,700 (-) Land $281,100 Building $109,600	$390,700 (-) Land $281,100 Building $109,600
2024	$12,510.00 (+6.03%)
2023		$390,700 (-) Land $281,100 Building $109,600	$390,700 (-) Land $281,100 Building $109,600
2022	$11,799.00 (-0.19%)	$390,700 Land $281,100 Building $109,600	$390,700 Land $281,100 Building $109,600
2021	$11,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1994–2026)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20