409 Engram St, Montezuma, GA 31063 Property Records

Macon County property record for 409 Engram St, Montezuma, GA 31063

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,988 sqft · built 1895
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Sep 1992)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4018-B-0008`

Property Details

APN / Parcel Number

Primary APN	`4018-B-0008`
Alternative APN	`4569`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,988 sqft Heated Area
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	139 ft deep x 139 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Enclosed Porch
Porch Area	719 sqft
Deck Area	60 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4569
Old Parcel Number	4018B 0008
Street Address	409 ENGRAM ST
City	MONTEZUMA
State	GA
Zip	31063-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	409 ENGRAM - L/H
Legal Subdivision	MZ-LAKE DRIVE REALTY SD
Jurisdiction	MACON GA
Township / Civil Division	MONTEZUMA
Census Block Group	5
Census Block	5040
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montezuma Historic District listed 2003 · 277 contributing resources · NRIS 03001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 Engram St is owned and occupied by two individuals who bought it in September 1992.

Source: Macon County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 7, MONTEZUMA, GA 31063-0007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1992 · Amount on File
Deed Sale	Sep 3, 1992 · Amount on File
Deed Document Number	0000101269
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON GA
Property Address	409 ENGRAM ST, MONTEZUMA, GA 31063-1534
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000529/253
Date	Jun 6, 2017
Book Page	529/253

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2042

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON GA
Property Address	409 ENGRAM ST, MONTEZUMA, GA 31063-1534
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	529/253
Date	Jun 6, 2017
Book Page	529/253

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 409 Engram St was $3,534 with a homeowner's exemption.

Source: Macon County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Macon County
Municipality	Montezuma City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00 Homeowner's exemption	$88,238 Land $2,698 Building $85,540	$220,595 Land $6,746 Building $213,849
2023	$4,510.00 (+32.76%) Homeowner's exemption	$108,543 (+35.94%) Land $2,698 Building $105,844	$271,357 (+35.94%) Land $6,746 Building $264,611
2022	$3,397.00 Homeowner's exemption	$79,846 Land $2,698 Building $77,148	$199,617 Land $6,746 Building $192,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Engram St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Engram St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEZUMA serves 4,040 people · EPA ID GA1930002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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