Carteret County property record for 409 Emerald Cir, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,315 sqft · built 1992 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Mar 2025) |
| Tax Bill | $2,098 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5383.07.68.1731000 |
| Primary APN | 5383.07.68.1731000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,315 sqft Heated Area |
| Gross Area | 1,655 sqft |
| 1st Floor Area | 1,315 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 121 ft deep x 46 ft wide |
| Garage Type | Finished |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 78465 |
|---|---|
| Street Address | 409 EMERALD CIR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L27 PH3 EMERALD PLANTATION |
| Legal Subdivision | EMERALD PLANTATION |
| Legal Phase | 3 |
| Legal Block | 68 |
| Legal Lot Number | 27 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970904 |
409 Emerald Cir is owned by two individuals who bought it in March 2025.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11502 CHILTERN HILLS CT, GLEN ALLEN, VA 23059-1845 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on File |
| Deed Sale | Mar 28, 2025 · Amount on File |
| Deed Document Number | 20251851364 |
| Deed Book / Page | 1851 / 364 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 409 Emerald Cir was $2,098.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,721 (-) Land $251,896 Building $252,825 | $504,721 (-) Land $251,896 Building $252,825 | |
| 2025 | $2,098.00 | $504,721 Land $251,896 Building $252,825 | $504,721 Land $251,896 Building $252,825 |
| 2023 | $189,053 Land $78,039 Building $111,014 | $189,053 Land $78,039 Building $111,014 | |
| 2022 | $1,196.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 Emerald Cir in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 21 (1996–2018) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Emerald Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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