409 Elm St, Monroeville, IN 46773 Property Records

Allen County property record for 409 Elm St, Monroeville, IN 46773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,409 sqft · built 1912
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$47,880 (Aug 2021)
Tax Bill	$734 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-20-18-429-012.000-056`

Property Details

APN / Parcel Number

Primary APN	`02-20-18-429-012.000-056`
Alternative APN	`4540550040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,409 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	1,200 ft deep x 600 ft wide

Exterior Amenities

Porch	Porch
Porch Area	349 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 ELM ST
City	MONROEVILLE
State	IN
Zip	46773-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWIFTS ADDITION E 60 OF W 120 LOTS 33 & 34
Legal Subdivision	SWIFTS ADDITION
Legal Lot Number	33,34
Jurisdiction	ALLEN IN
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2028
Census Tract	11900

Owner

409 Elm St is owned and occupied by an individual who bought it in August 2021.

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	409 ELM ST, MONROEVILLE, IN 46773-9313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Deed Document Number	202157101
Record Updated	Sep 20, 2026

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 25, 2021
Property Address	409 ELM ST, MONROEVILLE, IN 46773-9313
Document Number	2021057101
Instrument Date	Aug 20, 2021
Instrument	2021057101
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 ELM ST, MONROEVILLE, IN 46773-9313

Mortgage

Document Number	2021057102
Date	Aug 25, 2021
Instrument	2021057102

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 409 Elm St was $734 with exemptions applied, down 2.4% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Monroe Township
Municipality	Monroeville Town
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$734.00 (-2.39%)	$110,600 Land $17,300 Building $93,300	$110,600 Land $17,300 Building $93,300
2024	$752.00 (+33.33%)
2023	$564.00 (+1.62%)	$92,700 (+2.21%) Land $9,200 Building $83,500	$92,700 (+2.21%) Land $9,200 Building $83,500
2022	$555.00	$90,700 Land $9,200 Building $81,500	$90,700 Land $9,200 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROEVILLE WATER WORKS serves 1,400 people · EPA ID IN5202008
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, Lakeland Internet, T-Mobile, Xfinity.

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