Dakota County property record for 409 Elm St, Hubbard, NE 68741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,574 sqft · built 1974 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $31 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0963-00-0-50005-005-0006 |
| Primary APN | 0963-00-0-50005-005-0006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 832 sqft |
| Unfinished Basement | 208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 216 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 409 ELM ST |
|---|---|
| City | HUBBARD |
| State | NE |
| Zip | 68741-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | LOT 6 & WEST 1/2 OF LOT 7 BLOCK 5 HUBBARD; MAP NO: 0963-00-0-50005-005-0006. |
| Legal Block | 5 |
| Legal Lot Number | 6,7 |
| Jurisdiction | DAKOTA NE |
| Township / Civil Division | HUBBARD |
| Census Block Group | 1 |
| Census Block | 1264 |
| Census Tract | 10400 |
Source: Dakota County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 140, HUBBARD, NE 68741-0140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Dakota County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Dakota County |
| Municipality | Hubbard Village |
| Unified School District | Emerson-Hubbard Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,390 (+21.23%) Land $14,250 Building $174,140 | $188,390 (+21.23%) Land $14,250 Building $174,140 | |
| 2025 | $31.00 Homeowner's exemption | $155,395 (-) Land $10,125 Building $145,270 | $155,395 (-) Land $10,125 Building $145,270 |
| 2023 | Homeowner's exemption | $155,395 Land $10,125 Building $145,270 | $155,395 Land $10,125 Building $145,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 48% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF HUBBARD serves 234 people · EPA ID NE3104303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Northeast Nebraska Telephone Company Fiber | 100 / 100 |
May also be available: GigFire.
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