Ottawa County property record for 409 Elm St, Holland, MI 49424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,872 sqft · built 1995 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Apr 2016) |
| Tax Bill | $3,117 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-19-230-022 |
| Primary APN | 70-16-19-230-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 ELM ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49424-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | N 1/2 OF LOTS 9 & 10, BLOCK 6 HOWARD'S 2ND ADD FROM 16-19-230-001 4/95 |
| Legal Range | 15W |
| Legal Township | 5N |
| Legal Section | 19 |
| Legal Subdivision | HOWARDS 2ND ADD |
| Legal Block | 6 |
| Legal Lot Number | 9-10 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 25101 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 ELM ST, HOLLAND, MI 49424-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2016 · Amount on Record |
| Deed Sale | Apr 18, 2016 · Amount on Record |
| Deed Document Number | 201613293 |
| Prior Transfer Date | Jan 8, 2016 |
| Prior Transfer Doc | 20160001182 |
| Record Updated | Oct 29, 2026 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Holland Charter Township |
| Unified School District | West Ottawa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,100 (+5.44%) | $314,200 (+5.44%) | |
| 2025 | $3,117.00 (+12.04%) Homeowner's exemption | $149,000 (+22.43%) | $298,000 (+22.43%) |
| 2023 | $121,700 | $243,400 | |
| 2022 | $2,782.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Xfinity.
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