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409 Elizabeth St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 409 Elizabeth St, Cincinnati, OH 45203

Property Summary

Property TypePlanned Unit Development
Details2 bd · 1.5 ba · 1,515 sqft · built 1993
Lot Size0.027 acres (1,176 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (Oct 2004)
Tax Bill$5,940 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN134-0005-0507-00

Property Details

APN / Parcel Number

Primary APN134-0005-0507-00
Alternative APN
  • 0084457

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,515 sqft Living Area
Gross Area1,958 sqft
1st Floor Area682 sqft
2nd Floor Area638 sqft
Basement Area638 sqft
Finished Basement195 sqft
Unfinished Basement443 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area1,176 sqft (0.027 acres)
Lot Width22 ft Width
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address409 ELIZABETH ST
CityCINCINNATI
StateOH
Zip45203-1424
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeSF2
Legal DescriptionELIZABETH ST .0272 AC LOT 11-D RESUB LOTS 7-14 LONGWORTH SQUARE SUB PHASE 2
Legal SubdivisionLONGWORTH SQUARE SUB PHASE 2
Legal Lot Number11-D
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3023
Census Tract26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Betts-Longworth Historic District
listed 1983 · 136 contributing resources · NRIS 83004304

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 Elizabeth St, a planned unit development, is owned and occupied by an individual who acquired it in October 2008.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address409 ELIZABETH ST, CINCINNATI, OH 45203-1424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2004 · Amount on File
Deed SaleOct 5, 2004 · Amount on File
Prior SaleOct 5, 2004 · Amount on File
Deed Document Number2004208259
Deed Book / Page9746 / 535
Last Transfer DateOct 22, 2008
Transfer Doc0000000028
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address409 ELIZABETH ST, CINCINNATI, OH 45203-1424
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058897
DateJun 14, 2022
Book Page14688/2191
Instrument2022-0058897
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term119 Months
DueMay 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 409 Elizabeth St was $5,940, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,940.00 (+3.13%)$96,576 (-) Land $12,355 Building $84,221$275,930 Land $35,300 Building $240,630
2024$5,760.00 (-2.21%)$96,576 (-) Land $12,355 Building $84,221
2023$5,890.00 (+31.39%)$96,576 (+46.5%) Land $12,355 Building $84,221$275,930 Land $35,300 Building $240,630
2022$4,483.00 Homeowner's exemption$65,920 Land $9,643 Building $56,277
2020$188,340 Land $27,550 Building $160,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Elizabeth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 Elizabeth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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