Placer County property record for 409 Elefa St, Roseville, CA 95678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1993 |
| Lot Size | 0.161 acres (6,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jul 2020) |
| Tax Bill | $4,940 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-093-018-000 |
| Primary APN | 011-093-018-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,392 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 6,999 sqft (0.161 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 ELEFA ST |
|---|---|
| City | ROSEVILLE |
| State | CA |
| Zip | 95678-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7051 LOS CERRITOS |
| Legal Subdivision | LOS CERRITOS |
| Legal Lot Number | 7051 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROSEVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21045 |
409 Elefa St is owned and occupied by two individuals who bought it in July 2020.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 ELEFA ST, ROSEVILLE, CA 95678-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Jul 10, 2020 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| May 4, 2018 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on File |
| Deed Sale | Jul 10, 2020 · Amount on File |
| Prior Sale | May 4, 2018 · Amount on File |
| Deed Document Number | 202069405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 409 ELEFA ST, ROSEVILLE, CA 95678-1534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF SACRAMENTO |
| Name | Verified Name |
|---|
| Document Number | 0000075214 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019-0075214 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 10, 2020 |
| Property Address | 409 ELEFA ST, ROSEVILLE, CA 95678-1534 |
| Document Number | 0000069405 |
| Map Reference | MB A PG 41 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 2020-0069405 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 ELEFA ST, ROSEVILLE, CA 95678-1534 |
| Document Number | 0000069406 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020-0069406 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | May 4, 2018 |
| Property Address | 409 ELEFA ST, ROSEVILLE, CA 95678-1534 |
| Document Number | 0000031457 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 31457 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 ELEFA ST ROSEVILLE CA 956781534, ROSEVILLE, CA 95678-1534 |
| Document Number | 31458 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 31458 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2048 |
The 2025 property tax bill for 409 Elefa St was $4,940.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Roseville City |
| Elementary School District | Roseville City Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $485,792 (+2%) Land $121,447 Building $364,345 | |
| 2025 | $4,940.00 | $476,267 Land $119,066 Building $357,201 |
| 2023 | $4,782.00 (-0.35%) | $457,776 Land $114,444 Building $343,332 |
| 2022 | $4,799.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 409 Elefa St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 1 (45% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Elefa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Fidium Fiber, T-Mobile, Verizon, Zeta Broadband.
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