Walker County property record for 409 Elder Ave, Chickamauga, GA 30707 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1993 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (May 2026) |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 3013 011D |
| Primary APN | 3013 011D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,264 sqft Heated Area |
| 1st Floor Area | 1,264 sqft |
| Utility Area | 60 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 145 ft deep x 97 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Utility Building | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 32585 |
|---|---|
| Street Address | 409 ELDER AVE |
| City | CHICKAMAUGA |
| State | GA |
| Zip | 30707-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LL 281 9/4 |
| Jurisdiction | WALKER GA |
| Township / Civil Division | CHICKAMAUGA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20503 |
Source: Walker County records · APN 3013 011D
Assessment roll updated March 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 ELDER AVE, CHICKAMAUGA, GA 30707-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Limited Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE |
| Oct 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Mar 22, 2021 | Deed of Trust, Mortgage COLTEN MTG |
| Dec 02, 2019 | Warranty Deed, Transfer MORTGAGE INVTRS |
| Mar 13, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 20263544 |
| Deed Book / Page | 2405 / 783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | May 22, 2026 |
| Property Address | 409 ELDER AVE, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 0000003544 |
| Book / Page | 2405 / 783 |
| Instrument Date | May 22, 2026 |
| Instrument | 20263544 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 ELDER AVE, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 0000000035, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2405/786 |
| Instrument | 202635 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0024050000000800, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2405/800 |
| Instrument | 202635 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2036 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Oct 21, 2022 |
| Property Address | 409 ELDER AVE, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 0022550572 |
| Book / Page | 2255 / 572 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022-002902 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 ELDER AVE, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 0022550000000575 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 0000002255/0000000575 |
| Name | SYNOVUS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 409 ELDER AVE, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 0021450313 |
| Instrument Date | Mar 22, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 409 ELDER AVE CHICKAMAUGA GA 307071629, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 0021450313 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 002145/000313 |
| Name | COLTEN MTG |
|---|---|
| Address | GREENWOOD VILLAGE, CO 80111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Dec 02, 2019 |
| Property Address | 409 ELDER AVE, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 0020580307 |
| Book / Page | 002058 / 000307 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 ELDER AVE CHICKAMAUGA GA 307071629, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 20580310 |
|---|---|
| Date | Dec 02, 2019 |
| Book Page | 002058/000310 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Mar 13, 2017 |
| Property Address | 409 ELDER AVE, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 0019260146 |
| Book / Page | 001926 / 000146 |
| Instrument Date | Mar 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2017 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 ELDER AVE CHICKAMAUGA GA 307071629, CHICKAMAUGA, GA 30707-1629 |
| Document Number | 19260149 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 001926/000149 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
Source: Walker County records · Assessment roll updated March 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Chickamauga City |
| County | Walker County |
| Unified School District | Chickamauga City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,958.00 (-0.76%) | $86,304 (+3.95%) Land $14,822 Building $71,482 | $215,758 (+3.95%) Land $37,054 Building $178,704 |
| 2023 | $1,973.00 (+12.61%) | $83,024 Land $11,857 Building $71,167 | $207,560 Land $29,643 Building $177,917 |
| 2022 | $1,752.00 |
Source: FEMA National Flood Hazard Layer, Walker County (13295C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Wildfire Risk | Low above 34% of the US · above 10% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Fail Telecommunication | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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