Carver County property record for 409 Edward Ave S, Cologne, MN 55322
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 988 sqft · built 1980 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (May 2026) |
| Tax Bill | $3,572 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-6500040 |
| Primary APN | 40-6500040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Finished Area |
| Gross Area | 2,316 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,411 sqft (0.239 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 409 EDWARD AVE S |
|---|---|
| City | COLOGNE |
| State | MN |
| Zip | 55322-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 13 TOWNSHIP 115 RANGE 025 SAUTER ADDITION LOT 004 BLOCK 001 |
| Legal Range | 025 |
| Legal Township | 115 |
| Legal Section | 13 |
| Legal Subdivision | SAUTER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | COLOGNE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 91202 |
409 Edward Ave S is owned and occupied by an individual who bought it in May 2026.
Source: Carver County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 EDWARD AVE S, COLOGNE, MN 55322-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage MINNESOTA SECURED TITLE |
| Mar 5, 2018 | Grant Deed, Transfer · Line of Credit KLEIN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Mar 5, 2018 · Amount on File |
| Deed Document Number | 2026800249 |
| Prior Transfer Date | Dec 20, 2018 |
| Prior Transfer Doc | 000A671837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 409 EDWARD AVE S, COLOGNE, MN 55322-9684 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A722801 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | A722801 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLOGNE, MN 55322 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | May 14, 2026 |
| Property Address | 409 EDWARD AVE S, COLOGNE, MN 55322-9684 |
| Document Number | 0000800249 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.800249 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | MINNESOTA SECURED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104,989.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 EDWARD AVE S, COLOGNE, MN 55322-9684 |
| Document Number | 0000800250, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026.800250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Mar 5, 2018 |
| Property Address | 409 EDWARD AVE S, COLOGNE, MN 55322-9684 |
| Document Number | 0000658995 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 658995 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | TITLE MARK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 EDWARD AVE S COLOGNE MN 553229684, COLOGNE, MN 55322-9684 |
| Document Number | 658996 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 658996 |
| Name | KLEIN BK |
|---|---|
| Type | Bank |
| Address | COLOGNE, MN 55322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 4, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 409 Edward Ave S was $3,572 with a homeowner's exemption.
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Cologne City |
| Unified School District | Central Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,572.00 Homeowner's exemption | $277,400 (+9.3%) Land $85,000 Building $192,400 | $277,400 (+9.3%) Land $85,000 Building $192,400 |
| 2025 | $253,800 (+4.96%) Land $80,000 Building $173,800 | $253,800 (+4.96%) Land $80,000 Building $173,800 | |
| 2024 | $3,408.00 (-1.05%) Homeowner's exemption | $241,800 (+1.47%) Land $75,000 Building $166,800 | $241,800 (+1.47%) Land $75,000 Building $166,800 |
| 2023 | $3,444.00 Homeowner's exemption | $238,300 Land $75,000 Building $163,300 | $238,300 Land $75,000 Building $163,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Edward Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 Edward Ave S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cologne serves 1,700 people · EPA ID MN1100004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.61 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nuvera Communications Cable | 100 / 20 |
| Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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