409 E Willow St, Normal, IL 61761 Property Records

McLean County property record for 409 E Willow St, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,279 sqft Living Area
Lot Size	6,607 sqft (0.152 acres)
Garage	593 sqft
Last Sale	$162,000 (2025)
Tax Bill	$3,575.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-27-153-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,279 sqft Living Area
1st Floor	1,279 sqft 1st Floor
Basement Area	1,279 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Roof Material	Asphalt Roof
Lot Area	6,607 sqft (0.152 acres)
Depth X Width	132 ft x 50 ft Depth x Width
Garage Area	593 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	409 E WILLOW ST
City	NORMAL
State	IL
Zip	61761-2617
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FIRST ADD TO NORMAL E50 LOT 1 BLK 23
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	FIRST ADD
Legal Block	23
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Minor Civil Division	NORMAL
Census Blockgroup	2
Census Block	2030
Census Tract	106

Owner

Source: McLean County records · APN 14-27-153-004

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	508 N GROVE ST, NORMAL, IL 61761-2485
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK
Apr 06, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 09, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Jan 06, 2025 Deed Sale Price on Jan 06, 2025 Prior Sale Amount on Apr 06, 2021
Deed Doc Number	2025226
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 24, 2026
Property Address	409 E WILLOW ST, NORMAL, IL 61761-2617
Document Number	0000010551
Instrument Date	Jun 01, 2026
Instrument	202610551
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$24,694.50
Amount Accuracy	Full Amount Stated
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E WILLOW ST, NORMAL, IL 61761-2617

Mortgage

Document Number	0000010552,
Date	Jul 24, 2026
Instrument	202610552

Lender

Name	HEARTLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 06, 2021
Property Address	409 E WILLOW ST, NORMAL, IL 61761-2617
Document Number	202100008058
Instrument Date	Mar 26, 2021
Instrument	2021-00008058
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E WILLOW ST, NORMAL, IL 61761-2617

Mortgage

Document Number	202100008059
Date	Apr 06, 2021
Instrument	2021-00008059

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	202100008061
Date	Apr 06, 2021
Instrument	2021-00008061

Lender

Name	CITY OF AURORA
Type	Government Agency

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	409 E WILLOW ST, NORMAL, IL 61761-2617
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008604
Date	May 15, 2020
Instrument	2020-00008604

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate	3.37%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 09, 2018
Property Address	409 E WILLOW ST, NORMAL, IL 61761-2617
Document Number	201800013141
Instrument Date	Aug 03, 2018
Instrument	2018-00013141
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	409 E WILLOW ST, NORMAL, IL 61761-2617

Mortgage

Document Number	201800013142
Date	Aug 09, 2018
Instrument	2018-00013142

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,605 (+21.89%) Land $10,302 Building $44,303	$163,815 (+21.89%) Land $30,906 Building $132,909
2024	$3,575.00 (+7.68%)
2023	$3,320.00	$44,800 Land $8,452 Building $36,348	$134,400 Land $25,356 Building $109,044

409 E Willow St, Normal, IL 61761 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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