409 E Waterlynn Rd, Mooresville, NC 28115 Property Records

Iredell County property record for 409 E Waterlynn Rd, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,812 sqft · built 2014
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on File
Last Sale	$417,500 (Jun 2014)
Tax Bill	$6,425 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4655-39-8631.000`

Property Details

APN / Parcel Number

Primary APN	`4655-39-8631.000`
Alternative APN	`80017029`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,812 sqft Heated Area
Gross Area	5,202 sqft
1st Floor Area	1,712 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Width	80 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Slab
Porch Area	336 sqft
Deck Area	110 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80017029
Street Address	409 E WATERLYNN RD
City	MOORESVILLE
State	NC
Zip	28115-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLI
Legal Description	L156 FOXFIELD P2B PB-60-120
Legal Subdivision	FOXFIELD
Legal Block	39
Legal Lot Number	156
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	1
Census Block	1012
Census Tract	61605

Owner

409 E Waterlynn Rd is owned and occupied by two individuals who bought it in June 2014.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 E WATERLYNN RD, MOORESVILLE, NC 28115-8114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Deed Book / Page	2305 / 233
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	409 E WATERLYNN RD, MOORESVILLE, NC 28115-8114
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E WATERLYNN RD, MOORESVILLE, NC 28115-8114

Mortgage

Document Number	0002973241
Date	Feb 1, 2023
Book Page	2973/241

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	409 E WATERLYNN RD, MOORESVILLE, NC 28115-8114
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027341434
Date	Sep 15, 2020
Book Page	2734/1434

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	288 Months
Due	Sep 1, 2044

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	409 E WATERLYNN RD, MOORESVILLE, NC 28115-8114
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028971963
Date	Feb 22, 2022
Book Page	2897/1963

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Waterlynn Rd was $6,425, up 0.9% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,470 (-) Land $88,000 Building $538,470	$626,470 (-) Land $88,000 Building $538,470
2025	$6,425.00 (+0.94%)	$626,470 (-) Land $88,000 Building $538,470	$626,470 (-) Land $88,000 Building $538,470
2024	$6,365.00 (+0.38%)	$626,470 (-) Land $88,000 Building $538,470	$626,470 (-) Land $88,000 Building $538,470
2023	$6,341.00 (+23.03%)	$626,470 (+40.73%) Land $88,000 Building $538,470	$626,470 (+40.73%) Land $88,000 Building $538,470
2022	$5,154.00	$445,150 Land $52,000 Building $393,150	$445,150 Land $52,000 Building $393,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Waterlynn Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Waterlynn Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE HAMPSHIRES S/D private · serves 561 people · EPA ID NC2049001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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