409 E Washington St, Tolono, IL 61880 Property Records

Champaign County property record for 409 E Washington St, Tolono, IL 61880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,226 sqft · built 1948
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Jun 2019)
Tax Bill	$2,946 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-25-304-005`

Property Details

APN / Parcel Number

Primary APN	`29-26-25-304-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,226 sqft
Basement Area	678 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 E WASHINGTON ST
City	TOLONO
State	IL
Zip	61880-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9, 10 BLOCK 12 LARMON AND MARSHALLS ADD AND OTHER LAND
Legal Range	08E
Legal Township	18N
Legal Section	25
Legal Subdivision	LARMON AND MARSHALLS ADD
Legal Block	12
Legal Lot Number	9,10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	6
Census Block	6030
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E WASHINGTON ST, TOLONO, IL 61880-9569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Feb 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Jun 5, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	May 5, 2010 · Amount on Record
Deed Document Number	20198240
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	409 E WASHINGTON ST, TOLONO, IL 61880-9569
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015531
Date	Jul 2, 2021
Instrument	2021R15531

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	409 E WASHINGTON ST, TOLONO, IL 61880-9569
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002477
Date	Feb 25, 2019
Instrument	2019R02477

Lender

Name	BUSEY BANK
Type	Bank
Address	TOLONO, IL 61880

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 5, 2019
Property Address	409 E WASHINGTON ST, TOLONO, IL 61880-9569
Document Number	0000008240
Instrument Date	May 31, 2019
Instrument	8240
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ACT TITLE COMPANY INC, ACT TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$131.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E WASHINGTON ST TOLONO IL 618809569, TOLONO, IL 61880-9569

Mortgage

Document Number	8241
Date	Jun 5, 2019
Instrument	8241

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Tolono Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,260 (+25.27%) Land $11,290 Building $45,970	$171,780 (+25.27%) Land $33,870 Building $137,910
2024	$2,946.00 (+13.44%)
2022	$2,597.00 Homeowner's exemption	$45,710 Land $9,010 Building $36,700	$137,130 Land $27,030 Building $110,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-TOLONO serves 3,604 people · EPA ID IL0191000
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Watch TV.

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