409 E Washington St, Ashkum, IL 60911 Property Records

Iroquois County property record for 409 E Washington St, Ashkum, IL 60911

Property Summary

Property Type	Single Family Home
Lot Size	0.349 acres (15,227 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,628 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10 28 253 008`

Property Details

APN / Parcel Number

Primary APN	`10 28 253 008`

Exterior

Lot Area	15,227 sqft (0.349 acres)

Location & Zoning

Street Address	409 E WASHINGTON ST
City	ASHKUM
State	IL
Zip	60911-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 2 & 4 BLK 64 VIL OF ASHKUM
Legal Subdivision	ORIGINAL TOWN OF ASHKUM
Legal Block	64
Legal Lot Number	2,4
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASHKUM
Census Block Group	2
Census Block	2051
Census Tract	950300

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E WASHINGTON ST, ASHKUM, IL 60911-7089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage FEDERATED BANK
Apr 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage FEDERATED BANK
Apr 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage FEDERATED BANK
May 16, 2018	Deed of Trust, Mortgage · Line of Credit FEDERATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	409 E WASHINGTON ST, ASHKUM, IL 60911-7089
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E WASHINGTON ST, ASHKUM, IL 60911-7089

Mortgage

Document Number	00023R1875
Date	Jul 5, 2023
Instrument	23R1875

Lender

Name	FEDERATED BANK
Type	Bank
Address	CHEBANSE, IL 60922

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Apr 13, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	409 E WASHINGTON ST, ASHKUM, IL 60911-7089
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E WASHINGTON ST, ASHKUM, IL 60911-7089

Mortgage

Document Number	21R1458
Date	Apr 9, 2021
Instrument	21R1458

Lender

Name	FEDERATED BANK
Type	Bank
Address	CHEBANSE, IL 60922

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	409 E WASHINGTON ST, ASHKUM, IL 60911-7089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18R0925
Date	Apr 2, 2018
Instrument	18R0925

Lender

Name	FEDERATED BANK
Type	Bank
Address	CHEBANSE, IL 60922

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 19, 2023

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	409 E WASHINGTON ST, ASHKUM, IL 60911-7089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18R1422
Date	May 16, 2018
Instrument	18R1422

Lender

Name	FEDERATED BANK
Type	Bank
Address	CHEBANSE, IL 60922

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 4, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashkum Village
County	Iroquois County
County Subdivision	Ashkum Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,628.00 (+33.39%)	$94,060 (+30.53%) Land $9,900 Building $84,160	$282,180 (+30.53%) Land $29,700 Building $252,480
2022	$4,969.00 Homeowner's exemption	$72,060 Land $7,580 Building $64,480	$216,180 Land $22,740 Building $193,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1982–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHKUM serves 800 people · EPA ID IL0750050
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.96 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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