409 E Valley Dr, Sapphire, NC 28774 Property Records

Jackson County property record for 409 E Valley Dr, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,704 sqft · built 2017
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on File
Last Sale	$2,745,000 (Dec 2019)
Tax Bill	$9,224 (2023)
Deeds & Mortgages	Dec 2019 Sale Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7582-68-3273`

Property Details

APN / Parcel Number

Primary APN	`7582-68-3273`
Alternative APN	`36353`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,704 sqft
1st Floor Area	1,940 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood
Lot Area	74,923 sqft (1.72 acres)
Terrain	Rolling
Garage Area	999 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	36353
Street Address	409 E VALLEY DR
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 PH 1 LONESOME VALLEY
Legal Township	07
Legal Subdivision	LONESOME VLY PH I
Legal Lot Number	2
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1008
Census Tract	950900

Owner

Source: Jackson County records · APN 7582-68-3273

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2892, CASHIERS, NC 28717-2892
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 11, 2017	Trustee's Deed, Construction Loan · Line of Credit ENTEGRA BK
Jul 06, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2019 · Amount on Record
Deed Sale	Dec 03, 2019 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	0022551005
Deed Book / Page	2255 / 1005
Record Updated	Jun 07, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 03, 2019
Property Address	409 E VALLEY DR, SAPPHIRE, NC 28774
Document Number	0022551005
Book / Page	002255 / 001005
Instrument Date	Dec 03, 2019
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 S OCEAN BLVD #5A POMPANO BEACH FL 330627368, 5A, POMPANO BEACH, FL 33062-7368

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 31, 2018
Property Address	409 E VALLEY DR, SAPPHIRE, NC 28774
Document Number	0022290944
Book / Page	002229 / 000944
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 5000 RANCHO SANTA FE CA 920675000, RANCHO SANTA FE, CA 92067-5000

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 11, 2017
Property Address	409 E VALLEY DR, SAPPHIRE, NC 28774
Document Number	0022030299
Book / Page	002203 / 000299
Instrument Date	Dec 07, 2017
Transaction Type	Construction Loan
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 3145 CASHIERS NC 287173145, CASHIERS, NC 28717-3145

Mortgage

Document Number	22030299
Date	Dec 11, 2017
Book Page	002203/000299

Lender

Name	ENTEGRA BK
Address	14 ONE CENTER CT, FRANKLIN, NC 28734-0095

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 06, 2017
Property Address	409 E VALLEY DR, SAPPHIRE, NC 28774
Document Number	0021920067
Book / Page	002192 / 000067
Instrument Date	Jul 06, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$950.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 3145 CASHIERS NC 287173145, CASHIERS, NC 28717-3145

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$9,224.00	$2,427,590 Land $500,000 Building $1,927,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Skyrunner.

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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