409 E Staunton Rd, Troy, OH 45373 Property Records

Miami County property record for 409 E Staunton Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 1900
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (May 2023)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-027430`

Property Details

APN / Parcel Number

Primary APN	`D08-027430`
Alternative APNs	`011017.1-22-010-00` `D08NE020 00100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	1,672 sqft
Upper Floors Area	572 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	120 ft deep x 67 ft wide

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	409 E STAUNTON RD
City	TROY
State	OH
Zip	45373-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2757 80.8
Legal Subdivision	TROY
Legal Lot Number	2757
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3019
Census Tract	365101

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E STAUNTON RD, TROY, OH 45373-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENVILLE NATIONAL BANK
May 22, 2017	Warranty Deed, Transfer · Conventional with PMI THE UNION BK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	20235546
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 26, 2023
Property Address	409 E STAUNTON RD, TROY, OH 45373-2106
Document Number	0000005546
Instrument Date	May 24, 2023
Instrument	2023OR-05546
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 E STAUNTON RD, TROY, OH 45373-2106

Mortgage

Document Number	0000005547
Date	May 26, 2023
Instrument	2023OR-05547

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 22, 2017
Property Address	409 E STAUNTON RD, TROY, OH 45373-2106
Document Number	0000006066
Instrument Date	May 18, 2017
Instrument	6066
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 E STAUNTON RD TROY OH 453732106, TROY, OH 45373-2106

Mortgage

Document Number	6067
Date	May 22, 2017
Instrument	6067

Lender

Name	THE UNION BK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00 (+13.1%) Homeowner's exemption	$46,380 (+28.62%) Land $11,170 Building $35,210	$132,500 (+28.64%) Land $31,900 Building $100,600
2024	$1,359.00 (+2.26%) Homeowner's exemption	$36,060 (-) Land $12,080 Building $23,980
2023	$1,329.00 (+17.4%) Homeowner's exemption	$36,060 (-) Land $12,080 Building $23,980	$103,000 (-) Land $34,500 Building $68,500
2022	$1,132.00 Homeowner's exemption	$36,060 Land $12,080 Building $23,980	$103,000 Land $34,500 Building $68,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Watch TV.

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