Sandusky County property record for 409 E State St, Fremont, OH 43420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,904 sqft · built 1900 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Sep 2019) |
| Tax Bill | $1,811 (2025) |
| Deeds & Mortgages | Apr 2005 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 34-50-00-0454-00 |
| Primary APN | 34-50-00-0454-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 2,560 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 287 ft deep x 46 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 381 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Heating System | HVAC |
|---|
| Street Address | 409 E STATE ST |
|---|---|
| City | FREMONT |
| State | OH |
| Zip | 43420-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 454 E1/2 & 441 E 1/2 |
| Legal Lot Number | 454 |
| Jurisdiction | SANDUSKY OH |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 961800 |
Source: Sandusky County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 E STATE ST, FREMONT, OH 43420-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2005 | Deed of Trust, Mortgage · Line of Credit THE CROGHAN COLONIAL BANK |
| Sep 6, 2019 | Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Deed Document Number | 20194935 |
| Deed Book / Page | 217 / 486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDUSKY OH |
| Property Address | 409 E STATE ST, FREMONT, OH 43420-4256 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | LIBERTY TITLE AGENCY, CULBERT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00010/1830 |
|---|---|
| Date | Apr 14, 2005 |
| Book Page | 010/1830 |
| Instrument | 200500003208 |
| Name | THE CROGHAN COLONIAL BANK |
|---|---|
| Type | Bank |
| Address | FREMONT, OH 43420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2020 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDUSKY OH |
| Recording Date | Sep 6, 2019 |
| Property Address | 409 E STATE ST, FREMONT, OH 43420-4256 |
| Document Number | 00217/0486 |
| Book / Page | 217 / 0486 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 201900004935 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E STATE ST, FREMONT, OH 43420-4256 |
| Document Number | 201900004936 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 201900004936 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Sandusky County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Sandusky County |
| Municipality | Fremont City |
| Unified School District | Fremont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,811.00 (-4.28%) | $51,380 (-) Land $10,010 Building $41,370 | |
| 2024 | $1,892.00 (+6.95%) | $51,380 (+14.94%) Land $10,010 Building $41,370 | $146,800 (+14.96%) Land $28,600 Building $118,200 |
| 2023 | $1,769.00 Homeowner's exemption | $44,700 Land $8,720 Building $35,980 | |
| 2021 | $127,700 Land $24,900 Building $102,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREMONT CITY serves 18,319 people · EPA ID OH7200311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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