409 E South St, Lindale, TX 75771 Property Records

Smith County property record for 409 E South St, Lindale, TX 75771

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,337 sqft · built 1999
Lot Size	0.469 acres (20,430 sqft)
Owner	Owner Name on File
Tax Bill	$912 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R031162`

Property Details

APN / Parcel Number

Primary APN	`R031162`
Alternative APN	`1-00000-0948-01-022050`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,430 sqft (0.469 acres)
Porch	Porch
Porch Area	265 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R031162
Street Address	409 E SOUTH ST
City	LINDALE
State	TX
Zip	75771-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0948 J SANDERSTRACT 22E S01
Legal Subdivision	A0948 J SANDERS
Legal Tract	22E
Jurisdiction	SMITH TX
Township / Civil Division	LINDALE
Census Block Group	3
Census Block	3022
Census Tract	1407

Owner

Source: Smith County records · APN R031162

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	409 E SOUTH ST, LINDALE, TX 75771-3457
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2014
Deed Sale	Sep 04, 2014
Deed Document Number	ED 36130
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	409 E SOUTH ST, LINDALE, TX 75771-3457
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	PREMIERE TITLE, PRESERVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001042478
Date	Oct 14, 2021
Instrument	202101042478

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Address	LONGVIEW, TX 75601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 06, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Lindale City
Unified School District	Lindale Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$912.00 (+1.22%) Homeowner's exemption Senior Citizen's exemption	$204,412 (-10.88%) Land $73,208 Building $131,204	$204,412 (-10.88%) Land $73,208 Building $131,204
2024	$901.00 (-1.42%)
2023	$914.00 (-48.42%) Homeowner's exemption	$229,360 Land $30,523 Building $198,837	$229,360 Land $30,523 Building $198,837
2022	$1,772.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Peoples Telephone Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LINDALE serves 6,313 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.