Fannin County property record for 409 E Saunders St, Trenton, TX 75490
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,493 sqft · built 1930 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,260 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9800-004-0010-07 |
| Primary APN | 9800-004-0010-07 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,493 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| 2nd Floor Area | 675 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 929 sqft |
| Patio Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 9800-004-0010-07 |
|---|---|
| Old Parcel Number | 94411 |
| Street Address | 409 E SAUNDERS ST |
| City | TRENTON |
| State | TX |
| Zip | 75490-3600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONNELLY ADDN, BLOCK 4, LOT 1 |
| Legal Subdivision | CONNELLY ADD |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950702 |
Source: Fannin County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 E SAUNDERS ST, TRENTON, TX 75490-3600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Sep 18, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 |
| Deed Sale | Jun 30, 2023 |
| Deed Document Number | 2023004089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Jun 30, 2023 |
| Property Address | 409 E SAUNDERS ST, TRENTON, TX 75490-3600 |
| Document Number | 2023004089 |
| Map Reference | VOL 264 PG 289 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023004089 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | FIRST TEXAS TITLE, FAIR TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E SAUNDERS ST, TRENTON, TX 75490-3600 |
| Document Number | 2023004090 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023004090 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 409 E SAUNDERS ST, TRENTON, TX 75490-3600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020006487 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020006487 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 409 E SAUNDERS ST, TRENTON, TX 75490-3600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2074/0345 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 2074/0345 |
| Instrument | 2018-5495 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Municipality | Trenton City |
| Unified School District | Trenton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,270 (+41.3%) Land $64,500 Building $199,770 | $264,270 (+41.3%) Land $64,500 Building $199,770 | |
| 2024 | $5,260.00 (+155.46%) | ||
| 2023 | $187,030 (+8.9%) Land $63,750 Building $123,280 | $187,030 (+8.9%) Land $63,750 Building $123,280 | |
| 2022 | $171,740 Land $48,000 Building $123,740 | $171,740 Land $48,000 Building $123,740 | |
| 2018 | $2,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Mar 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRENTON serves 820 people · EPA ID TX0740009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 42 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 360 Communications, Inc. (OK, AR & TX) Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Texoma Communications Fixed Wireless | 100 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
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