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409 E Rose Ln, Phoenix, AZ 85012 Property Records

Maricopa County property record for 409 E Rose Ln, Phoenix, AZ 85012 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1957
Square Footage1,926 sqft Living Area
Lot Size13,564 sqft (0.311 acres)
Pool540 sqft
OccupancyOwner Occupied
Last Sale$452,000 (2017)
Tax Bill$3,830.00 (2025)

Property Details

APN / Parcel Number

Primary APN161-17-024A

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,926 sqft Living Area
1st Floor1,926 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1957
Exterior MaterialBlock Exterior
Construction TypeConcrete Blocks Construction
Roof MaterialAsphalt Roof
Lot Area13,564 sqft (0.311 acres)
Parking Spaces2 Parking Spaces
Pool Area540 sqft Pool
Patio Area129 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address409 E ROSE LN
CityPHOENIX
StateAZ
Zip85012-1245
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 23 LESTER TERRACE TWO MCR 65-17 TOG-WI ADJ ABAND ROW P/F 2020-0630483
Legal SubdivisionLESTER TERRACE 2
Legal Lot Number23
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup2
Census Block2014
Census Tract106600

Owner

Source: Maricopa County records · APN 161-17-024A

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address409 E ROSE LN, PHOENIX, AZ 85012-1245
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Line of Credit
BEAZER MORTGAGE CORPORATION
Dec 11, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 20, 2017Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2017 · Amount on Record
Deed SaleOct 20, 2017 · Amount on Record
Prior SaleOct 20, 2017
Deed Doc Number20170781135
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateMay 28, 2026
Property Address409 E ROSE LN, PHOENIX, AZ 85012-1245
Document Number0000320217
Instrument DateMay 21, 2026
Instrument2026320217
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address409 E ROSE LN, PHOENIX, AZ 85012-1245

Mortgage

Document Number0000320217,
DateMay 28, 2026
Instrument2026320217
Lender
NameBEAZER MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.23%
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address409 E ROSE LN, PHOENIX, AZ 85012-1245
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E ROSE LN, PHOENIX, AZ 85012-1245

Mortgage

Document Number0000628669
DateDec 11, 2023
Instrument20230628669
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address409 E ROSE LN, PHOENIX, AZ 85012-1245
Transaction TypeMortgage
Record UpdatedNov 08, 2022
Title CompanyAMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E ROSE LN, PHOENIX, AZ 85012-1245

Mortgage

Document Number0001250219
DateNov 23, 2021
Instrument20211250219
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address409 E ROSE LN, PHOENIX, AZ 85012-1245
Transaction TypeMortgage
Record UpdatedNov 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E ROSE LN, PHOENIX, AZ 85012-1245

Mortgage

Document Number0000170380
DateFeb 16, 2021
Instrument20210170380
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 20, 2017
Property Address409 E ROSE LN, PHOENIX, AZ 85012-1245
Document Number0000781135
Map ReferenceMB 65 PG 17
Instrument DateOct 09, 2017
Instrument2017-0781135
Transaction TypeTransfer
Record UpdatedNov 08, 2022
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address327 E CLAREMONT ST, 327, PHOENIX, AZ 85012-1112

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address409 E ROSE LN, PHOENIX, AZ 85012-1245

Mortgage

Document Number0000781136
DateOct 20, 2017
Instrument2017-0781136
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictMadison Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$70,700 (+5.76%)$707,000 (+5.76%) Land $141,400 Building $565,600
2025$3,830.00 (+8.31%)
2024$66,850$668,500 Land $133,700 Building $534,800
2023$3,536.00

Flood & Wildfire

409 E Rose Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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