409 E Ridgeland Ave, McAllen, TX 78503 Property Records

Hidalgo County property record for 409 E Ridgeland Ave, McAllen, TX 78503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1985
Lot Size	0.211 acres (9,213 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,694 (2024)
Deeds & Mortgages	Apr 2020 Construction Loan
APN	`F105002000008200`

Property Details

APN / Parcel Number

Primary APN	`F105002000008200`
Alternative APNs	`R173447` `173447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,213 sqft (0.211 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	132 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	F105002000008200
Old Parcel Number	R173447
Street Address	409 E RIDGELAND AVE
City	MCALLEN
State	TX
Zip	78503-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FAIRWAY GRANDE VILLAGE UT NO. 2 LOT 82
Legal Subdivision	FAIRWAY GRANDE VILLAGE UT NO. 2 - SML
Legal Lot Number	82
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	3
Census Block	3015
Census Tract	21203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E RIDGELAND AVE, MCALLEN, TX 78503-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020
Deed Sale	Apr 16, 2020
Deed Document Number	3105891
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Apr 16, 2020
Property Address	409 E RIDGELAND AVE, MCALLEN, TX 78503-1334
Document Number	0003105891
Instrument Date	Jan 17, 2020
Instrument	3105891
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	VALLEY LAND TITLE COMPANY, VALLEY LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E 28TH ST HOUSTON TX 770082215, HOUSTON, TX 77008-2215

Mortgage

Document Number	3105892
Date	Apr 16, 2020
Instrument	3105892

Lender

Name	JOSE B SALDIVAR
Address	409 E RIDGELAND AVE, MCALLEN, TX 78503-1334
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2021

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$248,093 (+10.2%) Land $101,332 Building $146,761	$248,093 (-0.92%) Land $101,332 Building $146,761
2024	$3,694.00 (-13.95%)
2023	$4,293.00 (+26.15%) Homeowner's exemption	$225,136 Land $87,514 Building $162,891	$250,405 Land $87,514 Building $162,891
2022	$3,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	20 (2018–2025)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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