Gila County property record for 409 E Rancho Rd, Payson, AZ 85541 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.75 Baths |
| Year Built | Built 1970 |
| Square Footage | 3,729 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2015) |
| Tax Bill | $2,259.00 (2025) |
Source: Gila County records · APN 302-41-016
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E RANCHO RD, PAYSON, AZ 85541-3281 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Jun 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COPPER STATE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on Record |
| Deed Sale | Jul 30, 2015 · Amount on Record |
| Prior Sale | Sep 08, 2014 · Amount on Record |
| Deed Doc Number | 20157396 |
| Prior Transfer Date | Jul 29, 2015 |
| Prior Transfer Doc | 0000007397 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jun 30, 2026 |
| Property Address | 409 E RANCHO RD, PAYSON, AZ 85541-3281 |
| Document Number | 0000006262 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20266262 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 409 E RANCHO RD, PAYSON, AZ 85541-3281 |
| Document Number | 0000006262, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20266262 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 409 E RANCHO RD, PAYSON, AZ 85541-3281 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 E RANCHO RD, PAYSON, AZ 85541-3281 |
| Document Number | 0000008144 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 2021-008144 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 409 E RANCHO RD, PAYSON, AZ 85541-3281 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 409 E RANCHO RD, PAYSON, AZ 85541-3281 |
| Document Number | 0000000724 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022-000724 |
| Name | COPPER STATE CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 05, 2032 |
Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,274 (+7.65%) Land $6,653 Building $31,621 | $382,737 (+7.65%) Land $66,526 Building $316,211 | |
| 2025 | $2,259.00 (+7.73%) | ||
| 2024 | $35,554 Land $4,177 Building $31,377 | $355,542 Land $41,771 Building $313,771 | |
| 2023 | $2,097.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 302-41-016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.75 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 3,729 sqft Living Area |
| Gross Area | 4,129 sqft Gross Area |
| 1st Floor | 1,243 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch | Porch |
| Porch Area | 263 sqft Porch |
| Canopy Area | 431 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | R023458 |
|---|---|
| Street Address | 409 E RANCHO RD |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION: 34 TOWNSHIP: 11N RANGE: 10E RANCHO DEL TONTO PT TR G BEG COR 8 HES 446, TH N 40D 48MIN E 568.56; TH N 36D 21MINW 324.9 TO POB; TH N 36D 21MIN W 94; TH S 48D 28MIN W 119; TH S 36D 21 MIN E 94; TH N 48D 28MIN E 119 TO POB |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 34 |
| Legal Subdivision | RANCHO DEL TONTO |
| Legal Tract | G |
| Jurisdiction | GILA AZ |
| Minor Civil Division | PAYSON |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 400 |
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