409 E Prospect St, La Follette, TN 37766 Property Records

Campbell County property record for 409 E Prospect St, La Follette, TN 37766

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,708 sqft · built 1920
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$64,000 (Jul 2017)
Tax Bill$785 (2022)
Deeds & MortgagesNov 2019 Loan Modification
Jul 2017 Sale & Mortgage
+ 1 more
APN007085K D 05000

Property Details

APN / Parcel Number

Primary APN007085K D 05000
Alternative APNs
  • 081O N 01900 000
  • 085K D 05000

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,708 sqft Living Area
1st Floor Area1,708 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1989
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area140 sqft
Patio Area228 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 E PROSPECT ST
CityLA FOLLETTE
StateTN
Zip37766-2539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1 ; SUBDIVISION: BLK 286 LOT 12 ; LOT: 12 ; BLOCK: 286
Legal SubdivisionBLK 286 LOT 12
Legal Block286
Legal Lot Number12
JurisdictionCAMPBELL TN
Township / Civil Division2
Census Block Group1
Census Block1029
Census Tract950701

Owner

Source: Campbell County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 E PROSPECT ST, LA FOLLETTE, TN 37766-2539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Jul 12, 2017Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK
Feb 1, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2017 · Amount on Record
Deed SaleJul 12, 2017 · Amount on Record
Prior SaleFeb 1, 2017 · Amount on Record
Deed Document Number20173360
Deed Book / Page508 / 478
Record UpdatedSep 20, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCAMPBELL TN
Property Address409 E PROSPECT ST, LA FOLLETTE, TN 37766-2539
Document Number0000000028
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E PROSPECT ST LA FOLLETTE TN 377662539, LA FOLLETTE, TN 37766-2539

Mortgage

Document Number0000000028
DateJan 2, 2020
Book Page000134/000508
Instrument28
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate
Rate4.25%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL TN
Recording DateJul 12, 2017
Property Address409 E PROSPECT ST, LA FOLLETTE, TN 37766-2539
Document Number0000003360
Book / PageW508 / 478
Instrument DateJun 29, 2017
Instrument17003360
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyINVESTORS TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$236.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E PROSPECT ST, LA FOLLETTE, TN 37766-2539

Mortgage

Document Number0000003361
DateJul 12, 2017
Instrument17003361
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAMPBELL TN
Recording DateFeb 1, 2017
Property Address409 E PROSPECT ST, LA FOLLETTE, TN 37766-2539
Document Number0000000495
Book / Page000505 / 000554
Instrument DateJan 12, 2017
Instrument495
Transaction TypeTransfer
Record UpdatedFeb 9, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$81.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address180 CHIMNEY ROCK LN DUFF TN 377293355, DUFF, TN 37729-3355

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyCampbell County
MunicipalityLa Follette City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,850 (+100.42%) Land $5,625 Building $42,225
2024$191,400 (+100.42%) Land $22,500 Building $168,900
2022$785.00$23,875 Land $2,675 Building $21,200$95,500 Land $10,700 Building $84,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 71% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAFOLLETTE UTILITIES BOARD
serves 27,984 people · EPA ID TN0000374
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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