Calhoun County property record for 409 E Porter St, Albion, MI 49224
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,408 sqft · built 1890 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Dec 2021) |
| Tax Bill | $3,004 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-000-929-00 |
| Primary APN | 51-000-929-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,408 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 1,204 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 156 ft deep x 67.6 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 E PORTER ST |
|---|---|
| City | ALBION |
| State | MI |
| Zip | 49224-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | ALBION CITY, ORIGINAL PLAT BLK 54 PART OF LOTS 3,4,9,10 BLOCK 54 OF THE ORIGINAL PLAT OF THE CITY OF ALBION DESCRIBED AS |
| Legal Subdivision | ALBION CITY ORIGINAL |
| Legal Block | 54 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | ALBION |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 3400 |
Source: Calhoun County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E PORTER ST, ALBION, MI 49224-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 15, 2019 | Warranty Deed, Transfer · ARM HOMESTEAD SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on Record |
| Deed Sale | Dec 6, 2021 · Amount on Record |
| Prior Sale | Dec 3, 2021 · Amount on Record |
| Deed Book / Page | 4609 / 520 |
| Prior Transfer Date | Nov 21, 2011 |
| Prior Transfer Doc | 03664/0120 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 409 E PORTER ST, ALBION, MI 49224-1807 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 409 E PORTER ST, ALBION, MI 49224-1807 |
| Document Number | 0004814/61 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 4814/61 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Dec 3, 2021 |
| Property Address | 409 E PORTER ST, ALBION, MI 49224-1807 |
| Document Number | 004609/520 |
| Book / Page | 4609 / 520 |
| Map Reference | LB 2 PG 40 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 E PORTER ST, 409, ALBION, MI 49224-1807 |
| Name | Verified Name |
|---|---|
| Address | 311 W AST ST, ALBION, MI 49224-2027 |
| Document Number | 0004609523 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 4609/523 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Feb 15, 2019 |
| Property Address | 409 E PORTER ST, ALBION, MI 49224-1807 |
| Document Number | 04296/0604 |
| Book / Page | 4296 / 0604 |
| Map Reference | LB 2 PG 40 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 611 E PORTER ST, 611, ALBION, MI 49224-1831 |
| Name | Verified Name |
|---|---|
| Address | 1512 N MAPLEWOOD AVE, CHICAGO, IL 60622-1643 |
| Document Number | 0004296607 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 4296/607 |
| Name | HOMESTEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.24% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.24% |
| Max Rate At Change | 6.24% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
Source: Calhoun County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Albion City |
| County | Calhoun County |
| Unified School District | Marshall Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,900 (+12.64%) | ||
| 2025 | $3,004.00 (+1.76%) Homeowner's exemption | $87,800 (+34.66%) | $197,800 (+12.64%) |
| 2024 | $2,952.00 (+18.98%) | $175,600 (+34.66%) | |
| 2023 | $65,200 | $130,400 | |
| 2022 | $2,481.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBION serves 9,144 people · EPA ID MI0000100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.35 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 No certified operator Jan 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures