Shiawassee County property record for 409 E Pearl St, Ovid, MI 48866
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,218 sqft · built 1900 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,082 (2025) |
| Deeds & Mortgages | Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-50-005-010 |
| Primary APN | 005-50-005-010 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,218 sqft Heated Area |
| 1st Floor Area | 802 sqft |
| Basement Area | 416 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 23,522 sqft (0.54 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 E PEARL ST |
|---|---|
| City | OVID |
| State | MI |
| Zip | 48866-9592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | MABBITT'S ADD TO OVID LOTS 12 13 18 19 BLK 5 |
| Legal Subdivision | MABBITTS ADD |
| Legal Block | 5 |
| Legal Lot Number | 12-13 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30200 |
409 E Pearl St is owned and occupied by two individuals.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 E PEARL ST, OVID, MI 48866-9592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 21, 2017 |
| Property Address | 409 E PEARL ST, OVID, MI 48866-9592 |
| Document Number | 0012370507 |
| Book / Page | 001237 / 000507 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 3300816 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 409 E Pearl St was $1,082 with a homeowner's exemption, up 3% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Middlebury Township |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,100 (+3.94%) | $116,200 (+3.94%) | |
| 2025 | $1,082.00 (+3.05%) Homeowner's exemption | $55,900 | $111,800 |
| 2024 | $1,050.00 (+9.72%) | ||
| 2023 | $957.00 Homeowner's exemption | $47,000 | $94,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 E Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 E Pearl St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVID serves 1,612 people · EPA ID MI0005100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: DayStarr.
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