409 E Pall Mall St, Winchester, VA 22601 Property Records

Winchester City property record for 409 E Pall Mall St, Winchester, VA 22601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 894 sqft · built 1952
Lot Size0.15 acres (6,670 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (May 2019)
Tax Bill$2,098 (2026)
Deeds & MortgagesApr 2021 Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN213-06-E-9

Property Details

APN / Parcel Number

Primary APN213-06-E-9
Alternative APNs
  • 3668
  • 4070

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area894 sqft Living Area
1st Floor Area894 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1976
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,670 sqft (0.15 acres)
Deck Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3668
Street Address409 E PALL MALL ST
CityWINCHESTER
StateVA
Zip22601-5139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal DescriptionFOREST HILLS SD B-E L-9 S S 409 EAST PALL MALL STREET
Legal SubdivisionFOREST HILL
Legal BlockE
Legal Lot Number9
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2010
Census Tract301

Owner

409 E Pall Mall St is owned and occupied by an individual who acquired it in March 2021.

Source: Winchester City records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address409 E PALL MALL ST, WINCHESTER, VA 22601-5139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
May 16, 2019Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2019 · Amount on File
Deed SaleMay 16, 2019 · Amount on File
Prior SaleJul 26, 2012 · Amount on File
Deed Document Number2019886
Last Transfer DateMar 29, 2021
Transfer Doc0000001082
Record UpdatedSep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINCHESTER CITY VA
Recording DateApr 5, 2021
Property Address409 E PALL MALL ST, WINCHESTER, VA 22601-5139
Document Number210001082
Map ReferenceMB 84 PG 312
Instrument DateMar 29, 2021
Instrument210001082
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyPREMIER TITLE AND ESCROW LLC, PRIME TITLE & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 E PALL MALL ST, WINCHESTER, VA 22601-5139

Mortgage

Document Number210001083
DateApr 5, 2021
Instrument210001083
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address409 E PALL MALL ST, WINCHESTER, VA 22601-5139
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180002327
DateOct 26, 2018
Instrument180002327
Lender
NameNAVY FCU
TypeCredit Union
AddressMERRIFIELD, VA 22119
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionWINCHESTER CITY VA
Recording DateMay 16, 2019
Property Address409 E PALL MALL ST, WINCHESTER, VA 22601-5139
Document Number190000886
Map ReferenceDD 84 PG 312
Instrument DateMay 14, 2019
Instrument190000886
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190000887
DateMay 16, 2019
Instrument190000887
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 409 E Pall Mall St was $2,098.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,098.00$263,900 Land $70,000 Building $193,900
2025$2,098.00$263,900 Land $70,000 Building $193,900
2023$1,967.00 (+19.65%)$237,100 Land $70,000 Building $167,100$237,100 Land $70,000 Building $167,100
2022$1,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Pall Mall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Pall Mall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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