409 E Orange St, Geneseo, IL 61254 Property Records

Henry County property record for 409 E Orange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1907
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual on Record
Last Sale	$110,000 (Mar 2011)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-16-458-007`

Property Details

APN / Parcel Number

Primary APN	`08-16-458-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	752 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	129 ft deep x 65 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	409 E ORANGE ST
City	GENESEO
State	IL
Zip	61254-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 ALLENS ADD CITY OF GENESEO
Legal Subdivision	ALLENS ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	1
Census Block	1034
Census Tract	30302

Owner

Source: Henry County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	409 E ORANGE ST, GENESEO, IL 61254-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMPEOPLE CU
Oct 29, 2018	Loan Modification, Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2011 · Amount on Record
Deed Sale	Mar 17, 2011 · Amount on Record
Deed Document Number	201120-1101806
Prior Transfer Date	Feb 28, 2011
Prior Transfer Doc	0000001805
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	409 E ORANGE ST, GENESEO, IL 61254-2016
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000232
Date	Jan 14, 2026
Instrument	20-2600232

Lender

Name	EMPEOPLE CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	10.7%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	409 E ORANGE ST, GENESEO, IL 61254-2016
Document Number	0000006111
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 E ORANGE ST GENESEO IL 612542016, GENESEO, IL 61254-2016

Mortgage

Document Number	0000006111
Date	Nov 7, 2018
Instrument	6111

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,035.00 (+5.46%) Homeowner's exemption	$44,100 (+6.5%) Land $4,221 Building $39,879	$132,300 (+6.5%) Land $12,663 Building $119,637
2024	$2,878.00 (+25.13%)	$41,408 (+18.15%) Land $3,963 Building $37,445	$124,224 (+18.15%) Land $11,889 Building $112,335
2022		$35,048 Land $3,354 Building $31,694	$105,144 Land $10,062 Building $95,082
2021	$2,300.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on E Orange St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures