409 E Oak St, Fairbury, IL 61739 Property Records

Livingston County property record for 409 E Oak St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,856 sqft · built 1956
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,000 (Jun 2014)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-25-10-231-015`

Property Details

APN / Parcel Number

Primary APN	`25-25-10-231-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,856 sqft Living Area
Basement Area	1,900 sqft
Unfinished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	560 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	409 E OAK ST
City	FAIRBURY
State	IL
Zip	61739-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-10-231-015 LOT 100 X 150 W1/2 LOT 2 & ALL LOT 3 & E1/2 OF LOT 4 BLK 1 PATTONS ADD
Legal Subdivision	PATTONS ADD
Legal Block	1
Legal Lot Number	2-4
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	4
Census Block	4052
Census Tract	960800

Owner

Source: Livingston County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E OAK ST, FAIRBURY, IL 61739-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTON COMMUNITY BANK
Aug 23, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2014 · Amount on Record
Deed Sale	Jun 9, 2014 · Amount on Record
Prior Sale	Oct 2, 2013 · Amount on Record
Deed Document Number	2014629289
Last Transfer Date	Aug 18, 2017
Transfer Doc	0000003274
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	409 E OAK ST, FAIRBURY, IL 61739-1641
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01752
Date	May 8, 2020
Instrument	2020R-01752

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON IL
Recording Date	Aug 23, 2017
Property Address	409 E OAK ST, FAIRBURY, IL 61739-1641
Document Number	2017R03274
Instrument Date	Aug 18, 2017
Instrument	2017R-03274
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 W OAK ST, FAIRBURY, IL 61739-1406

Mortgage

Document Number	2017R03275
Date	Aug 23, 2017
Instrument	2017R-03275

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,929.00 (+7.88%) Homeowner's exemption	$72,048 (+9.6%) Land $11,483 Building $60,565	$216,144 (+9.6%) Land $34,449 Building $181,695
2024	$5,496.00	$65,737 Land $10,477 Building $55,260	$197,211 Land $31,431 Building $165,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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