409 E Oak Ave, Unit 3, Tampa, FL 33602 Property Records

Hillsborough County property record for 409 E Oak Ave, Unit 3, Tampa, FL 33602

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 2,126 sqft · built 2023
Lot Size0.024 acres (1,047 sqft)
Owner2 Company Names on Record
Last Sale$899,000 (Mar 2024)
Tax Bill$13,765 (2025)
Deeds & MortgagesMay 2026 Transfer
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN191147-0266

Property Details

APN / Parcel Number

Primary APN191147-0266
Alternative APN
  • A132918C9L000000000030

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,126 sqft Living Area
Gross Area2,738 sqft
1st Floor Area378 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Architectural StyleTownhouse
Exterior MaterialMasonry/Stucco
Construction TypeMetal Frame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,047 sqft (0.024 acres)
Garage TypeAttached
Garage Area464 sqft
PorchSlab
Porch Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1911470266
Street Address409 E OAK AVE, 3
CityTAMPA
StateFL
Zip33602-2760
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionEAST OAK TOWNHOMES LOT 3
Legal SubdivisionEAST OAK TOWNHOMES
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2004
Census Tract4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tampa Heights Historic District
listed 1995 · 289 contributing resources · NRIS 95000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hillsborough County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address409 E OAK AVE, 3, TAMPA, FL 33602-2760
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 26, 2024Special Warranty Deed, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2024 · Amount on Record
Deed SaleMar 26, 2024 · Amount on Record
Deed Document Number2024128784
Last Transfer DateMay 4, 2026
Transfer Doc0000172348
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 5, 2026
Property Address409 E OAK AVE, 3, TAMPA, FL 33602-2760
Document Number0000172348
Instrument DateMay 4, 2026
Instrument2026172348
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address409 E OAK AVE, 3, TAMPA, FL 33602-2760
InvestorPossibly a Property Investor

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 26, 2024
Property Address409 E OAK AVE UNIT 3, 3, TAMPA, FL 33602-2760
Document Number0000128784
Map ReferenceMB 143 PG 135&136
Instrument DateMar 22, 2024
Instrument2024128784
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,293.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5620 W LINEBAUGH AVE STE 101, 101, TAMPA, FL 33624-5139

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 E OAK AVE UNIT 3, 3, TAMPA, FL 33602-2760
InvestorPossibly a Property Investor

Mortgage

Document Number0000128785
DateMar 26, 2024
Instrument2024128785
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$706,301 (+1.27%) Land $70,630 Building $635,671$706,301 (+1.27%) Land $70,630 Building $635,671
2025$13,765.00 (+1,137.86%) Homeowner's exemption$697,426 (+1,168.05%) Land $69,743 Building $627,683$697,426 (+1,168.05%) Land $69,743 Building $627,683
2023$1,112.00$55,000 Land $55,000$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1985 · Hurricane Elena

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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