409 E Montgomery St, Henderson, NC 27536 Property Records

Vance County property record for 409 E Montgomery St, Henderson, NC 27536

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,826 sqft · built 1943
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$24,000 (Apr 2017)
Tax Bill	$1,797 (2026)
Deeds & Mortgages	Apr 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0076 04008`

Property Details

APN / Parcel Number

Primary APN	`0076 04008`
Alternative APN	`1023718`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,826 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	14,810 sqft (0.34 acres)
Lot Width	80 ft Width

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1023718
Street Address	409 E MONTGOMERY ST
City	HENDERSON
State	NC
Zip	27536-4658
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HR6
Legal Description	409 E MONTGOMERY ST
Legal Subdivision	LEWIS H KETTLE PROP
Legal Block	04
Jurisdiction	VANCE NC
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1006
Census Tract	960700

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	252 REGINA LN, HENDERSON, NC 27537-8411
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	20171588
Deed Book / Page	1325 / 436
Prior Transfer Date	Apr 18, 2017
Prior Transfer Doc	1325/0436
Record Updated	Oct 29, 2026

April 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	VANCE NC
Recording Date	Apr 24, 2017
Property Address	409 E MONTGOMERY ST, HENDERSON, NC 27536-4658
Document Number	1325/0436
Book / Page	1325 / 0436
Map Reference	MB 9 PG 300
Instrument Date	Apr 18, 2017
Instrument	01588
Transaction Type	Foreclosure
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 RONALD DR STE 117, 117, RALEIGH, NC 27609-6158

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Municipality	Henderson City
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,797.00 (-19.6%)	$131,919 (-) Land $8,800 Building $123,119	$131,919 (-) Land $8,800 Building $123,119
2025	$2,235.00 (+162.02%)	$131,919 (+338.49%) Land $8,800 Building $123,119	$131,919 (+338.49%) Land $8,800 Building $123,119
2023	$853.00	$30,085 Land $7,920 Building $22,165	$30,085 Land $7,920 Building $22,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20