409 E Monterey Ave, Stockton, CA 95204 Property Records

San Joaquin County property record for 409 E Monterey Ave, Stockton, CA 95204

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,219 sqft · built 1974
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Oct 2024)
Tax Bill	$4,661 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`125-290-060-000`

Property Details

APN / Parcel Number

Primary APN	`125-290-060-000`
Alternative APN	`125-290-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	125-290-06
Street Address	409 E MONTEREY AVE
City	STOCKTON
State	CA
Zip	95204-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN ADD MAP 2 PG 25 BLK 4 PARTOF LOT 21,22
Legal Subdivision	NORTHERN ADD
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1007
Census Tract	1300

Owner

409 E Monterey Ave is owned and occupied by two individuals who bought it in October 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 E MONTEREY AVE, STOCKTON, CA 95204-3748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 1, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 13, 2019	Grant Deed, Transfer · Second Mortgage (Down Payment) PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Prior Sale	Feb 13, 2019 · Amount on File
Deed Document Number	202493557
Prior Transfer Date	Mar 15, 1996
Prior Transfer Doc	0000029710
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	409 E MONTEREY AVE, STOCKTON, CA 95204-3748
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E MONTEREY AVE, STOCKTON, CA 95204-3748

Mortgage

Document Number	0000057382
Date	Jul 21, 2023
Instrument	2023-057382

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	409 E MONTEREY AVE, STOCKTON, CA 95204-3748
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E MONTEREY AVE, STOCKTON, CA 95204-3748

Mortgage

Document Number	0000198462
Date	Dec 1, 2021
Instrument	2021-198462

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 13, 2019
Property Address	409 E MONTEREY AVE, STOCKTON, CA 95204-3748
Document Number	0000015277
Map Reference	MB 2 PG 25
Instrument Date	Feb 12, 2019
Instrument	2019-015277
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY STOCKT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E MONTEREY AVE, STOCKTON, CA 95204-3748

Mortgage

Document Number	0000015279
Date	Feb 13, 2019
Instrument	2019-015279

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Mortgage

Document Number	0000015278
Date	Feb 13, 2019
Instrument	2019-015278

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 409 E Monterey Ave was $4,661, up 2.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,661.00 (+2.91%)
2025	$4,529.00	$369,000 Land $110,000 Building $259,000
2023	$3,076.00 (+1.22%) Homeowner's exemption	$256,254 Land $64,331 Building $191,923	$311,040
2022	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Monterey Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 E Monterey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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